Reply
Regular Contributor
Posts: 174
Registered: ‎06-21-2012
0

Citi PC + CLI

[ Edited ]

I called to see about PCing my Citi Platinum Select card to the Forward so I can start earning rewards for restaurants (btw, great advice guys!!). I called the retention number and got an amazingly joyful CSR! I couldnt upgrade to the Forward because it wasnt availble for some reason, but I was able to upgrade to the Thank You card. The reward points are seriously lacking and aren't that great, but at least Im earning something! Plus, I get to keep my 0% APR till Oct 2013 Smiley Very Happy Oh, and to top it off, Citi gave me a CLI of $750! The luv denied I was denied by Cap1 has been vastly made up by Citi Smiley Happy

 

 

Edit: CSR did say I can PC my card as many times as I want as long as my credit worthiness stays intact; so, the Forward may be in my near future 

 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Regular Contributor
Posts: 156
Registered: ‎07-11-2012
0

Re: Citi PC + CLI

The ThankYou has been a great card to me. Yes, the points aren't the greatest in value, but they do have some pretty decent options under "travel experiences," got to see a few shows in Vegas for free! Also they have been lenient on the CLIs for me.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
0

Re: Citi PC + CLI

[ Edited ]

Did you have the MasterCard version of Platinum Select?

 

I recommend you try to PC again into Forward couple months later, but this time use backdoor number. Credit analyst at the backdoor should be able to help you even more.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Citi PC + CLI

Congrats! Do you know if they did a HP? 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 1,055
Registered: ‎02-03-2009
0

Re: Citi PC + CLI

How long did you have the card before you did the PC?


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; FNBO Amex; A few store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764
Regular Contributor
Posts: 174
Registered: ‎06-21-2012
0

Re: Citi PC + CLI


trumpet-205 wrote:

Did you have the MasterCard version of Platinum Select?

 

I recommend you try to PC again into Forward couple months later, but this time use backdoor number. Credit analyst at the backdoor should be able to help you even more.


Yes, I had the MC version. 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Regular Contributor
Posts: 174
Registered: ‎06-21-2012
0

Re: Citi PC + CLI


bichonmom wrote:

Congrats! Do you know if they did a HP? 


Nope, no HP so far =)

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Highlighted
Regular Contributor
Posts: 174
Registered: ‎06-21-2012
0

Re: Citi PC + CLI


emptypockets wrote:

How long did you have the card before you did the PC?


I have had the card for 8 months now. I only got it for the BT and it was sitting at 80% Util! They denied my request for a CLI 2 months ago, but I was at 95% Util. I was suprised they did anything for me since there was so much on it! 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.