Reply
Established Contributor
Andy77
Posts: 659
Registered: ‎10-02-2007
0

Citi PC Questions...

 

I converted my silver Mastercard to the AA World Elite Mastercard and the rep said the conversation would take 51 days.

 

Does that mean it will take 51 days for me to get my card.

 

I have had my silver mastercard open for 4.5 yrs

 

Also, since I am getting a new account number, does it backdate to the date I opened the silver card?

Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
0

Re: Citi PC Questions...

Yes it will take 51 days. Sometimes it's faster though.

And since its a conversion, the account history is kept. There's no backdating but you get to retain the same account history since it's essentially the same account.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
blondy250
Posts: 458
Registered: ‎01-03-2013
0

Re: Citi PC Questions...

That has not been my experience, I PC'd a Citi Simplicity to a Citi TYP world MC and kept the same 2001 member date as comfirmed by all three Fico reports.


MyFico 4/18/14
Experian-820, Equifax-834, Transunion (Discover)--850-- 7/6/14
Aaoa-9yrs, Oldest-14yrs
1 inquiry equifax 04 Chase mortgage
"Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score".
Valued Contributor
FinStar
Posts: 6,133
Registered: ‎10-21-2012
0

Re: Citi PC Questions...

[ Edited ]

enharu wrote:
Yes it will take 51 days. Sometimes it's faster though.

And since its a conversion, the account history is kept. There's no backdating but you get to retain the same account history since it's essentially the same account.

+1

 

Typically their conversions average anywhere from 45-51 days.  Once it has been PC'd you will notice the change online.  Subsequently you will receive the new card (possibly with a new account number).  However, as enharu mentioned, your account history (CRA-wise) will be preserved and will display the same open date, etc. as your previous card - the only difference might be the account number (if it changes).

Senior Contributor
Wanderer
Posts: 4,868
Registered: ‎10-03-2008
0

Re: Citi PC Questions...

[ Edited ]

Citi informs us in accordnace with the Federal Credit Card Act that they have to do a 45 day conversion and then 10 - 14 business days mailing and card receipt. Usually an account number will start with 5466-16xx-xxxx-xxxx or 5589-55xx-xxxx-xxxx for Citi's upper level prime Master Cards. The Card you are p/c'ing is certainly a prime plus. If your account number doesn't start with one of the numbers I included in this post you will likely receive a new account number. Their upper tier cards use these numbers. Also, the elite Citi Visa Signature Cards will start 4147-xxxx-xxxx-xxxx. I p/c'd to a Citi Dividend World Elite Mastercard and the old mastercard number was 5424-18xx-xxxx-xxxx and it went through the process and took a total of 57 days with a new account number 5466-16 and so on.

"the man who has the gold rules"
Valued Member
ccuser
Posts: 46
Registered: ‎11-28-2013
0

Re: Citi PC Questions...


blondy250 wrote:

That has not been my experience, I PC'd a Citi Simplicity to a Citi TYP world MC and kept the same 2001 member date as comfirmed by all three Fico reports.


I asked them yesterday to PC my Simpliticy to a Dividend, and I was told that PC is impossible for Simplicity cards at all! When did you do the PC? Did you call some backdoor number?

AMEX BCP 25k | Discover It 16.1k | Citi ThankYou Preferred 9.4k (AU) | Citi Simplicity 8.5k | Andrews FCU GlobeTrek 7.5k | Barclaycard Arrival+ 6.5k | Sears MC 6.5k | Old Navy Visa 6k | NIHFCU/Elan Bonus Rewards 5.3k | Target 2.4k | Macy's 1.8k

EX FICO: 743 | TU FICO: 762
Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Citi PC Questions...

Anybody have luck PCing a Citi Diamond Preferred to a Citi Thank You Preferred Mastercard?

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Regular Contributor
Stiga9
Posts: 176
Registered: ‎03-20-2013
0

Re: Citi PC Questions...

[ Edited ]

Andy77 wrote:

 

I converted my silver Mastercard to the AA World Elite Mastercard and the rep said the conversation would take 51 days.

 

Does that mean it will take 51 days for me to get my card.

 

I have had my silver mastercard open for 4.5 yrs

 

Also, since I am getting a new account number, does it backdate to the date I opened the silver card?


OP, I converted my Thank You card to a AA World MC a couple months ago. They told me it would take 51 days. However, the day or two after I PC'd I saw on the Citi Website that my account had changed to a AA card. I called to have an AU assigned and she asked if I wanted to have the card expedited. I said sure! Low and behold I got the Citi AA card two days later and it worked AND the miles posted that same statement to my AAdvantage account.

 

After 51 days I finally got my conversion letter in the mail and thats when the AF will hit (still hasnt hit for me yet, but probably by this statement closing) . So you can get the card now and earn miles, but the official conversion with the AF will be after 51 days. Make sure you see the Citi card account on citi.com first before you call to ask for a card.

 

Edit: If you want details, here's my thread when I PC'd the card: http://ficoforums.myfico.com/t5/Credit-Cards/PC-Citi-ThankYou-to-AAdvantage-World-MC-possible/td-p/2...


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}