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Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Citi Plat Select

Applied for the card July 09.  My EQ report was pulled with a 725 FICO.  CL is $4000.00 
Established Member
johnnybear
Posts: 25
Registered: ‎06-18-2009
0

Re: Citi Plat Select

Still thinking(insert wrinkled brow). I probably will tonight:smileyvery-happy:
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Citi Plat Select


johnnybear wrote:
Still thinking(insert wrinkled brow). I probably will tonight:smileyvery-happy:

If you don't mind me asking, what is your TU FICO score?

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Member
johnnybear
Posts: 25
Registered: ‎06-18-2009
0

Re: Citi Plat Select

Fused,

 

I last checked FICO on 7/30/09 TU was 727 EQ 714

Haven't apped yet still thinking

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Citi Plat Select

Its possible for you to get approve with your EQ FICO.  Albeit, it may not be an instant approval.  EQ report is the one Citi most likley will pull. 
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Citi Plat Select


johnnybear wrote:

Fused,

 

I last checked FICO on 7/30/09 TU was 727 EQ 714

Haven't apped yet still thinking


Take your time deciding, and don't let others push you into apping if you're still thinking or unsure.:smileyhappy:

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Member
johnnybear
Posts: 25
Registered: ‎06-18-2009
0

Re: Citi Plat Select

After a deep thinking session,I actually decided to app US Bank. I apped the Select Plat Visa,was approved online for $5,000. 6 mo 0% BT and purchases. After that, apr could be anywhere from 9.99% to 22.99 but with my scores I expect to be on the low end. Not that it really makes a difference,because I PIF (but just in case)

 

Thanks, Fused for your kind words!

 

Well,that's it for my credit portfolio for about 2 years. I would like to thank everyone on the boards for any assistance you may have offered. Either by responding to one of my posts or just by me reading others. It's been a long journey from where I came from.

 

I wish everyone the best and hope that we can all recover from this economic situation,right side up.

This will be my last post for awhile for reasons that are my own:mansad:

 

But,thanks to you I am leaving with..............Alliant.......Macy's..........Nordstrom.........Discover More.........RBS (Kroger) and finally US Bank.

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Citi Plat Select

Congrats! Once I get an American Express and a Line of Credit, my portfolio will be ocmplete.  I have two Masters, two Visas and a Discover Card.  I got to get that AMEX.  Hopefully soon.
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: Citi Plat Select

JB,

 

Great decision and strong work! You've got some very nice accounts!

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.

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