Citi Plat Select (UPDATE)

[DI]

Applied for the card July 09.  My EQ report was pulled with a 725 FICO.  CL is $4000.00 

[Anonymous]

Still thinking(insert wrinkled brow). I probably will tonight

[fused]

---

johnnybear wrote:
Still thinking(insert wrinkled brow). I probably will tonight

---

If you don't mind me asking, what is your TU FICO score?

[Anonymous]

Fused,

I last checked FICO on 7/30/09 TU was 727 EQ 714

Haven't apped yet still thinking

[DI]

Its possible for you to get approve with your EQ FICO.  Albeit, it may not be an instant approval.  EQ report is the one Citi most likley will pull. 

[fused]

---

johnnybear wrote:

Fused,

I last checked FICO on 7/30/09 TU was 727 EQ 714

Haven't apped yet still thinking

---

Take your time deciding, and don't let others push you into apping if you're still thinking or unsure.

[Anonymous]

After a deep thinking session,I actually decided to app US Bank. I apped the Select Plat Visa,was approved online for $5,000. 6 mo 0% BT and purchases. After that, apr could be anywhere from 9.99% to 22.99 but with my scores I expect to be on the low end. Not that it really makes a difference,because I PIF (but just in case)

Thanks, Fused for your kind words!

Well,that's it for my credit portfolio for about 2 years. I would like to thank everyone on the boards for any assistance you may have offered. Either by responding to one of my posts or just by me reading others. It's been a long journey from where I came from.

I wish everyone the best and hope that we can all recover from this economic situation,right side up.

This will be my last post for awhile for reasons that are my own

But,thanks to you I am leaving with..............Alliant.......Macy's..........Nordstrom.........Discover More.........RBS (Kroger) and finally US Bank.

[DI]

Congrats! Once I get an American Express and a Line of Credit, my portfolio will be ocmplete.  I have two Masters, two Visas and a Discover Card.  I got to get that AMEX.  Hopefully soon.

[ocheosa]

JB,

Great decision and strong work! You've got some very nice accounts!