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Established Member
johnnybear
Posts: 25
Registered: ‎06-18-2009
0

Citi Plat Select (UPDATE)

[ Edited ]

If there is already a thread for this,I apologize. Please direct me to it,if it does exist. If not,those who have one can you please tell what your starting cl was,your FICO at the time,and who they pulled.

 

Thanks!!

 

Message Edited by johnnybear on 08-08-2009 02:45 PM
Moderator Emeritus
fused
Posts: 16,351
Registered: ‎03-12-2007
0

Re: Citi Plat Select

I apped for CITI Plat Select MC in 07-2007

 

My initial credit limit was 3.6K (a small limit compared to my other cards at the time).

CITI pulled my EQ score and it was 756.

CL now is 10.1K.

Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: Citi Plat Select

Applied 5-2009. CL 7.3k. Pulled EX. Score estimate between 700-730

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Citi Plat Select

June 2007. Experian 707 I think. 3K initial limit luvved up and combined to 14K. Card eventually CLD down to 2K due to not enuf usage. I closed the card. Had another Citi line and that is still open.
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi Plat Select

I applied for the Citi Plat Select back in March 09 and I am from Texas they pulled Equifax and my FICO score was 733. I was turned down due too many inquiries.

I reapply today for a AAdvantage Mastercard hope to get approve this time.

 

Established Contributor
VEEnVEGAS
Posts: 645
Registered: ‎10-24-2007
0

Re: Citi Plat Select

[ Edited ]

Apped March 2009...EX was pulled...score 743....received CL $4000.

 

Citi is very inquiry sensitive. I had only one 6 mth old iinquiry on my report at time of app. I have read that they won't approve with more than 4 inquiries. YMMV

 

BTW...just received a $2000 CLI  on the 4 month anniversary of this card.

Message Edited by VEEnVEGAS on 08-05-2009 06:17 PM
Established Member
darkcamaro
Posts: 14
Registered: ‎05-25-2007
0

Re: Citi Plat Select

Opened July 2008 citi pulled Equifax which at that time was my lowest score. Not sure what it was. CL was $1000 than 3 months later incresed to $2000 4 months later increased to $4000 and finally increased again at another 3 months to $5800. I always kept a balance on it. Not sure if that makes a difference.
8/1/2008 TransUnion 732 Equifax 685 Experian 712 1/19/2009 TransUnion 726 Equifax 706 Experian 722 7/8/2009 TransUnion 736 Equifax 726 Experian ??? 10/22/2009 TransUnion 745 Equifax 734 4/23/2010 Transunion 751 Equifax 727
Regular Contributor
CHARGE_IT
Posts: 193
Registered: ‎07-13-2008
0

Re: Citi Plat Select

It seems everyone pulls Experian here in the gulf coast area. (makes it tough to keep the inqs down, so I just stopped doing anything that could cause one)

I had 767 at the time and got instant approval for $4500.00. Over a two and half year period the limit has been raised to twelve thousand. This occurred with three new cards from them within a six month period. All are now around twelve.

My SO also got the CITI PLAT SELECT and the numbers followed mine. Six months ago my SO also got the CITI AMEX for the BT and it is about to go over ten.

All of the limits are the result of auto button and probably the fact that we are using the heck out of these card.

We got them on the heals of massive increases by BOA, and feel there was an effort to meet those limits and or encourage the use of CITI'S cards.

 

Good luck,

CI

 


johnnybear wrote:

If there is already a thread for this,I apologize. Please direct me to it,if it does exist. If not,those who have one can you please tell what your starting cl was,your FICO at the time,and who they pulled.

 

Thanks!!


 

 
Established Member
johnnybear
Posts: 25
Registered: ‎06-18-2009
0

Re: Citi Plat Select

[ Edited ]

Thanks everyone for your input:manwink:. I've been hearing good things about this card and I think I will app it. I have one more card to add to my wallet. After that,no more for another 3 years!

 

As luck would have it,they pull TU (supposedly) in my state. No inqs on TU in 2 years

Message Edited by johnnybear on 08-06-2009 05:40 AM
Moderator Emeritus
fused
Posts: 16,351
Registered: ‎03-12-2007
0

Re: Citi Plat Select

Did you app? Details?
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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