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Citi Platinum Select... Applied. Questions...

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terren2000
Regular Contributor

Re: Citi Platinum Select... Applied. Questions...

Only been 2 days I wouldnt panic until tomorrow.

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


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Message 11 of 14
mxp114
Valued Contributor

Re: Citi Platinum Select... Applied. Questions...


@Greg34 wrote:

Just called and asked about a "second system". The rep made me sound like I was crazy and acted like no such system existed... Already not liking Citi.



They have two systems, the second is a secondary one when the main one is down. I know because my original app was on the second so everytime I called no one could find my app. The rep was prob clueless. It's very rare to speak with a US based rep.

Message 12 of 14
Greg34
New Contributor

Re: Citi Platinum Select... Applied. Questions...

Well, got the email today... APPROVED!!! With a $10,900 Credit limit. That means I have almost $26,000 in avaliable credit between my Amex Blue and Citi Cards.

 

Not too Shabby for a 25 year old who got his first Card in 2008 with a $1,000 credit line. Good things happen to those who manage their money!

Message 13 of 14
terren2000
Regular Contributor

Re: Citi Platinum Select... Applied. Questions...

Good look.

 

Even though you dont have your card, if you call them, theyll try and get you to do a balance transfer.

 

I got a $2000.00 check today in the mail.  When I called them today, they tried to get me to take another check, I told them no thanks.  I also had them pay off my BillmeLater of 1300$.

 

So even without my card, theyve pretty much taken care of all my business.

 

They are very friendly.  i almost want to marry one of the reps.  Sounds like she'd make a good housewife.

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 14 of 14
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