Established Member
Posts: 55
Registered: ‎02-08-2011

Re: Citi Platinum Select and Citi Diamond Preferred cards

I have essentially both cards. My first Citi card was the Diamond Platinum Rewards Amex, and with mid 700 scores they gave me $3200 and with a CLI I'm up to $4400. Interest is high on that unlike any other cards I have at 20.99%, since the 0% has ended recently. I got the Dividend Platinum Select card a couple months ago and they gave me a limit of $5100. I was happy with that, especially with it being my second Citi card. It has 16.99% apr which is ok compared to my others which range from 11.24-16.24. The Platinum card sure is ugly though if you care about aesthetics. My DPR card is being converted into a thankyou card and since the DP card that is offered now has no rewards, check the ThankYou card starting bonuses. On that card I recieved a $100 gift card on my signup points. If I were you, I'd app for the Dividend card because you can build up copious amounts of cash back if that is your thing, yet $300 is the cap per year.....GOOD LUCK!!!
American Express Premier Rewards Gold, American Express Hilton HHonors, BofA Accelerated Rewards Amex, Chase Sapphire, Chase Freedom, Citi Dividend Mastercard, Citi ThankYou Amex, Discover More, M&I Bank Visa, Nordstrom Store Card, Von Maur Charge

700 Club
Regular Contributor
Posts: 183
Registered: ‎05-06-2010

Re: Citi Platinum Select and Citi Diamond Preferred cards

I was recently approved for a Citi Diamond Preferred MC. They completely lowballed me with a CL of only $1200.00. I asked for a CLI upon activation, but they said I had to wait 6 months before they would consider. I have CL's of $10k-$20k.

Starting Score 5/06/10: TU: 671 EQ: 633 EX: ???
Current Score 2/05/11: TU: 790 EQ: 782 EX: 745
Goal Score: 800

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PSECU Visa/PSL $20k - USAA Plat MC $11k - AMEX Premier Rewards Gold - AMEX Zync - Citi Diamond Preferred MC - Discover More $2.5k

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