Reply
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Citi Platinum Select to Citi Thank You -PC-

I just did a PC on my Citi Platinum Select to Citi Thank You Premier.

 

My question is, would I be getting CLI?

 

My Platinum Select is only 3k CI.

 

Thank You and btw, no credit pull or anything.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 411
Registered: ‎05-01-2010
0

Re: Citi Platinum Select to Citi Thank You -PC-

They usually don't do auto CLIs...if you want a CLI on your new card you'll have to ask.

Regular Contributor
Posts: 141
Registered: ‎07-01-2012
0

Re: Citi Platinum Select to Citi Thank You -PC-


scientifics wrote:

They usually don't do auto CLIs...if you want a CLI on your new card you'll have to ask.


Hi OP. What benefits do you see in the Thankyou over the platinum card? I was considering closing or changing my Thankyou card, but many on the forum find it a very usefull tool? I see the rewards, but don't know how to get cash from it. And I need to get my CL bumped or need to leverage the card to increase another card CL.

 

thx

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | Citi Hilton Honors Reserve ($14,000) | US Bank Cash+ Visa Signature ($13,500) | AMEX H. Honors ($6,000) | FNBO Platinum MC $6,000) | Citi Diamond Preferred ($4,700) | Citi Double Cash ($3,200) | Chase Freedom ($3,000)
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi Platinum Select to Citi Thank You -PC-


CreditEd wrote:

scientifics wrote:

They usually don't do auto CLIs...if you want a CLI on your new card you'll have to ask.


Hi OP. What benefits do you see in the Thankyou over the platinum card? I was considering closing or changing my Thankyou card, but many on the forum find it a very usefull tool? I see the rewards, but don't know how to get cash from it. And I need to get my CL bumped or need to leverage the card to increase another card CL.

 

thx


Hi,

 

Personally, I think the rewards on the Platinum Select are great. I am sitting at about $300 and nothing to buy that I want. If I want $50 gift card, I only save $5.00 and that is still $45.00 out of my pocket. They really don't offer the card anymore, the MC version.  I decided to get something newer. I chose the Premier over the perfered because of the extra stuff that came with it...

 

Also, the recon rep told me that I can switch to any product that I want. They even offer me the one with $500 AF, I was like no. The switching take 45 days to give you a chance to change your mind. You will get your card in 8-10 days after the call. You keep your old history.

 

I hope that will help.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citi Platinum Select to Citi Thank You -PC-


CreditEd wrote:

Hi OP. What benefits do you see in the Thankyou over the platinum card? I was considering closing or changing my Thankyou card, but many on the forum find it a very usefull tool? I see the rewards, but don't know how to get cash from it. And I need to get my CL bumped or need to leverage the card to increase another card CL.


You have two ways to get cash out of ThankYou rewards. Go to ThankYou reward website and,

 

* Redeem points for statement credit or checks, usually net you 0.7% return.

 

* Redeem it for high value gift card such as Walmart. Sell the gift card to Plastic Jungle/Cardpool in conjunction of Top Cash Back. Nets you around 0.9% return.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Regular Contributor
Posts: 141
Registered: ‎07-01-2012
0

Re: Citi Platinum Select to Citi Thank You -PC-

Thanks guys. Every bit of info helps!!! I did a bit of research and I thought I saw that the Premier also gives a domestic companion ticket? Not sure if this makes things worthwhile??? I don't seem to find a need for the points that Citi offers based on the things that I'm interested in. But they have helped me a great deal in my build.

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | Citi Hilton Honors Reserve ($14,000) | US Bank Cash+ Visa Signature ($13,500) | AMEX H. Honors ($6,000) | FNBO Platinum MC $6,000) | Citi Diamond Preferred ($4,700) | Citi Double Cash ($3,200) | Chase Freedom ($3,000)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.