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Member
agala
Posts: 7
Registered: ‎08-10-2009
0

Citi Platinum Select

Got instantly approved for this card online with $8,300  initial CL.

Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Citi Platinum Select

Congratulations!!  Nice CL!!

I had this cc before, and switched or converted ( don't remember) to Driver's Edge because of it's rewards program. 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Member
agala
Posts: 7
Registered: ‎08-10-2009
0

Re: Citi Platinum Select

Thank you! The nice thing about this new Citi card is that of the other 6 or 7 cards I have now, it is by far the largest CL. My next highest in my BoA with a $2,500 CL. I am thinking of transfering my small balances on my store cards to this new card and take advantage of the %0 APR on BT's for 15 months.

Moderator Emeritus
fused
Posts: 16,372
Registered: ‎03-12-2007
0

Re: Citi Platinum Select

 


agala wrote:

Got instantly approved for this card online with $8,300  initial CL.


 

Congrats! That is a pretty big initial CL.

 

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Valued Member
emoticon
Posts: 43
Registered: ‎10-02-2007
0

Re: Citi Platinum Select

Congrats.  I started out with a $500 CL 3 years ago on my Citi Platinum Select MC.

 

:smileyhappy: 

*US Bank Signature Visa $25,000; *Chase Flexible Rewards Visa Signature $20,000; *BOA Accelerated Rewards AMEX $17,500; *Citi Platinum Select MC $13,000; *Discover More $12,000; *PenFed Visa Gold $10,000; *Home Depot $2,200
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007
0

Re: Citi Platinum Select

What CRA did they pull?

 

They approved you instantly on line?  Did you have

a preapproval from them in the mail?

 

THANKS

Regular Contributor
blacklotus
Posts: 235
Registered: ‎02-14-2010
0

Re: Citi Platinum Select

I owe alot to my Citi Platinum Select card (not literally my utilization<10% now).  I never received a preselect or preapproval letter- I just went to the online site and apped and was approved last summer with starting CL of $3000.  It's up to $4700 now.  I will never say anything bad about this card.


TU Fico 736 EQ Fico 730 (December 2012)
Established Member
crdtUser
Posts: 29
Registered: ‎12-21-2009
0

Re: Citi Platinum Select

[ Edited ]

agala

 

 

How much did you report as income in application?

do you have another CITI card?

 

Thanks

 

Member
agala
Posts: 7
Registered: ‎08-10-2009
0

Re: Citi Platinum Select

They either pulled TU or EX because I havent gotten a MyFico alert for EQ. I was approved instantly online. My EQ score is 696. My TU and EX scores I believe are a tad higher.

 

I don't have another Citi Card . However, my spouse and I have a Mortgage with Citi Mortgage. I'm not sure if that had a bearing on the approval. My husband by the way was approved for the exact same card and CL minutes later. His scores and mine are nearly identical.

Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
0

Re: Citi Platinum Select

[ Edited ]

suck they did not give me the card.


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