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Citi Platinum Select

Senior Contributor

Re: Citi Platinum Select

That's a nice starting limit. Congrats.

Message 11 of 27
Regular Contributor

Re: Citi Platinum Select

Holy Smokes!

 

I wish I could get them to bump up my limit to anything like that.  I have a $630 limit on mine.  My scores are EQ 656 TU 648.

 

 

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04/2010 EQ 656 TU 648
05/2010 EQ 669 TU 664
06/2010 EQ 674 TU 678
07/2010 EQ 666 TU 667
Message 12 of 27
Regular Contributor

Re: Citi Platinum Select

Congratulations!!  Nice CL!  I app'd for this card last week and recieved a $1200 cl with 7 mo 0% APR.Smiley Happy  It wasn't the 12 mo I was hoping for but I'm  happy with what I was given.

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 13 of 27
Regular Contributor

Re: Citi Platinum Select


agala wrote:

Got instantly approved for this card online with $8,300  initial CL.



I am thinking very hard on whether or not I should I apply for this card. What was your credit portfolio like if you don't mind? Any badies? Credit util? Inq? Income?

 

Does anyone know what is required or not to get a citi select plat? Anything they don't like inparticular?


THANKS!


Starting Score: 640
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 14 of 27
Regular Contributor

Re: Citi Platinum Select

bump

 

Anyone? What was your credit portfolio like to get this card? Util????


Starting Score: 640
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 15 of 27
Established Contributor

Re: Citi Platinum Select

I was just approved for this card over a week ago with a $4200 limit...12 mo. 0% interest.  Pulled EX.  Oldest card reporting 28 yrs and AAoA is 3.5 yrs.  I had 3 inqs in the last 12 mos., none in the last 6.  EX Fico around 780 I believe (per Chase it's between 790-799..whatever that means).  I wanted it for the 0% financing (if needed) as I have two cars that need some work.  But honestly...I like the card so far.  The Extra Cash feature looks pretty cool and they sent the card really quick...in 5 days after app was submitted and approved.  I typically PIF all of my accounts as I don't like owing money.  I'll probably do the same with this account too.

 

Hopefully this will be a great card.  I have 3 cards with Chase that the limits have gone nowhere in 2 years.  I use them because I like the rewards (old Freedom card, PerfectCard, and a recently converted Freedom w/Ultimate Rewards)  Plus Chase has been great with potential fraud issues.  2 Christmas' ago someone had gotten ahold of my card number and tried running up a $2k bill.  They flagged it immediately...put a hold on the account...and contacted me that afternoon.  I was very impressed.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 16 of 27
Frequent Contributor

Re: Citi Platinum Select

I just app'd tonight and was approved instantly with an initial $1800 CL. 7 mo. no interest for purchases/balance transfers. Not quite the limit or BT offer I was hoping for, but it's better than nothing. I will be using it to place a dent in the balance of a Chase card I have, and will pay it down in full before the offer is over. Finally a good BT offer I can use.


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Message 17 of 27
Regular Contributor

Re: Citi Platinum Select

Cool. Glad to know plp are getting approved. What was your total cc util like? Mine is 53% and I don't think i would get approved.


Starting Score: 640
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 18 of 27
Established Contributor

Re: Citi Platinum Select

i got a preapproval letter in the mail from them a about six or so months ago . My AAOA was about one year . plenty of inquiries , util about 25% and some how i snuck away with a 12.5k CL . My largest one before that was 5k and it had about 4k balance on it. scores were in the mid 600's

Message 19 of 27
Moderator Emeritus

Re: Citi Platinum Select

 


Woolfman wrote:

i got a preapproval letter in the mail from them a about six or so months ago . My AAOA was about one year . plenty of inquiries , util about 25% and some how i snuck away with a 12.5k CL . My largest one before that was 5k and it had about 4k balance on it. scores were in the mid 600's


WOW! That is huge.Smiley Happy

 

Message 20 of 27