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That's a nice starting limit. Congrats.
Holy Smokes!
I wish I could get them to bump up my limit to anything like that. I have a $630 limit on mine. My scores are EQ 656 TU 648.
Congratulations!! Nice CL! I app'd for this card last week and recieved a $1200 cl with 7 mo 0% APR. It wasn't the 12 mo I was hoping for but I'm happy with what I was given.
@Anonymous wrote:Got instantly approved for this card online with $8,300 initial CL.
I am thinking very hard on whether or not I should I apply for this card. What was your credit portfolio like if you don't mind? Any badies? Credit util? Inq? Income?
Does anyone know what is required or not to get a citi select plat? Anything they don't like inparticular?
THANKS!
bump
Anyone? What was your credit portfolio like to get this card? Util????
I was just approved for this card over a week ago with a $4200 limit...12 mo. 0% interest. Pulled EX. Oldest card reporting 28 yrs and AAoA is 3.5 yrs. I had 3 inqs in the last 12 mos., none in the last 6. EX Fico around 780 I believe (per Chase it's between 790-799..whatever that means). I wanted it for the 0% financing (if needed) as I have two cars that need some work. But honestly...I like the card so far. The Extra Cash feature looks pretty cool and they sent the card really quick...in 5 days after app was submitted and approved. I typically PIF all of my accounts as I don't like owing money. I'll probably do the same with this account too.
Hopefully this will be a great card. I have 3 cards with Chase that the limits have gone nowhere in 2 years. I use them because I like the rewards (old Freedom card, PerfectCard, and a recently converted Freedom w/Ultimate Rewards) Plus Chase has been great with potential fraud issues. 2 Christmas' ago someone had gotten ahold of my card number and tried running up a $2k bill. They flagged it immediately...put a hold on the account...and contacted me that afternoon. I was very impressed.
I just app'd tonight and was approved instantly with an initial $1800 CL. 7 mo. no interest for purchases/balance transfers. Not quite the limit or BT offer I was hoping for, but it's better than nothing. I will be using it to place a dent in the balance of a Chase card I have, and will pay it down in full before the offer is over. Finally a good BT offer I can use.
Cool. Glad to know plp are getting approved. What was your total cc util like? Mine is 53% and I don't think i would get approved.
i got a preapproval letter in the mail from them a about six or so months ago . My AAOA was about one year . plenty of inquiries , util about 25% and some how i snuck away with a 12.5k CL . My largest one before that was 5k and it had about 4k balance on it. scores were in the mid 600's
@Woolfman wrote:
i got a preapproval letter in the mail from them a about six or so months ago . My AAOA was about one year . plenty of inquiries , util about 25% and some how i snuck away with a 12.5k CL . My largest one before that was 5k and it had about 4k balance on it. scores were in the mid 600's
WOW! That is huge.