10-10-2012 09:39 PM - edited 10-10-2012 10:03 PM
I applied and got approve for a Citi ThankYou card two weeks ago. Today in the mail I receive a mail from Citibank offering me another card. It said Pre-Selected attached with a number for a Citi Diamond Preferred. I remember people saying pre-select is not as guarantee as pre-approval. Any thought in this case? Should I apply and what are my chance since it onlu pre-selected?
10-10-2012 11:59 PM - edited 10-10-2012 11:59 PM
Well, since nobody is willing to takle this one. I will put in my 1 1/2 cents.
I think if you just received a card from them, you should wait before another app. They like to see one year of history on new accounts. I think you were just part of their mass marketing and do not actually stand to be approved.
10-11-2012 05:29 AM
it. I got pre-Selected Diamond Preferred in February of this year. Then they sentSimplicity, then came Thank You Preferred and then American Airlines Platinum. All 4 approved between Feb-June 2012.
10-11-2012 05:30 AM
Sorry, go for the app got cut of in my original message. 4 Citi cards in 4 months this year
10-11-2012 05:35 AM
I just posted a thread about preapproval offers because they confuse me....lol....I've gotten two preapprovals for the same cards I have
10-11-2012 06:13 AM
**I have Citi Thank You Premier**
I got an invitation to join Citi Thank You Prefered Card aka pre-approvel.
I call them and ask why do I get this offer? They explained to me that because my product change from Citi Platinum Select to TY Premier is not finalizing (take 45 days), therefore, in the system I am still being seen as having Citi Platinum Select. Since the account is in good standing from 4/11, I was offered to join.
I hope this would help.
10-11-2012 10:33 AM - edited 10-11-2012 10:33 AM
I get a preapproved for the citi diamond preferred in the mail about once a week. I don't see how the rewards/benefits of having the card are that great. If you want credit just to have credit, apply and see what happens. IMO, I would shop around and apply for a card that caters to you and your needs.