No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I think you have a very good chance at approval. I wouldn't worry too much about other creditors. With only one new account in 6 months, you're fine.
I agree, you are probably fine to app, will likely get a card. Citi is really pushing this one.
Just don't be disappointed and close if they don't give you the higher CL and lowest APR.
I have almost the same profile as yours. Credit History length of 1 yr 7 months.
TY Premier was the last card which I added to my portfolio. The limits and the dates on which I got the cards are listed in my signature.
I had 14 inquiries in TransUnion and 7 in Equifax at the time of application. Thankfully they pulled my Equifax and it was an auto approval for a limit of 5k.
@Beckhsrules wrote:I have almost the same profile as yours. Credit History length of 1 yr 7 months.
TY Premier was the last card which I added to my portfolio. The limits and the dates on which I got the cards are listed in my signature.
I had 14 inquiries in TransUnion and 7 in Equifax at the time of application. Thankfully they pulled my Equifax and it was an auto approval for a limit of 5k.
Thanks for the insight. That will assist me with making a formal decision. I was about to pull the trigger and my application timed out. Maybe that's a sign not to pull. Lol
I'm here concerned with having too many cards then I look at Irish80s Siggy and suddenly I can breathe again. Thank you Irish
@Jaylima91 wrote:I'm here concerned with having too many cards then I look at Irish80s Siggy and suddenly I can breathe again. Thank you Irish
Well, just because a certain number of cards works for them doesn't mean you shold have as many. Based on spend/income/etc, one can only really justify so many cards before they are "spread too thin". Irish's spend and income may justify more cards than yours.
@kdm31091 wrote:
@Jaylima91 wrote:I'm here concerned with having too many cards then I look at Irish80s Siggy and suddenly I can breathe again. Thank you Irish
Well, just because a certain number of cards works for them doesn't mean you shold have as many. Based on spend/income/etc, one can only really justify so many cards before they are "spread too thin". Irish's spend and income may justify more cards than yours.
that's not what I was referring to but thank you for your input.