02-05-2008 12:40 PM
02-05-2008 01:41 PM
I as of this morning I had FICOs of 630 (TU), 656 (EQ), 668 (EX) and True Credit FAKOs of 604 TU, 612 EQ, 603 Ex. I decided this afternoon to apply for Citi Premier Pass card in hopes of converting to a Dividends card. Citi pulled EQ (as I was hoping) but did NOT give me Instant Approval. Does this mean I'm denied?Just now True Credit says my FAKOs are 593 TU, 591 EX, 603 EQ....but only EQ was pulled for Citi inquiry...what gives? Nothing else changes according to my observation. Why does True Credit modify all scores with a change to one bureau report?
02-05-2008 03:36 PM
02-05-2008 03:53 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO