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Citi Prestige APR

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GetTheFico
Regular Contributor

Re: Citi Prestige APR

My Prestige is @ 15.49%
EQ: 780
EX: 767
TU: 779
Message 11 of 16
wasCB14
Super Contributor

Re: Citi Prestige APR

As is often the case with premium cards, the best APRs come as promotions.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 12 of 16
Anonymous
Not applicable

Re: Citi Prestige APR

15.49%. I wouldn't carry a balance on this card (or any credit card, really).
Message 13 of 16
Anonymous
Not applicable

Re: Citi Prestige APR

12.49% for me.  Started as a Chairman card.

Message 14 of 16
Anonymous
Not applicable

Re: Citi Prestige APR


@Anonymous wrote:

12.49% for me.  Started as a Chairman card.


Extremely nice, nccarguy! Smiley Happy

Message 15 of 16
Anonymous
Not applicable

Re: Citi Prestige APR


@Aahz wrote:

@Anonymous wrote:

 

Citi Prestige is at 15.49% and I'd like to get it lower, but had rep tell me that is really a low rate for that card and she rarely sees that rate on that card. She said most of the rates she sees on this card are at 19% and 20%.


Very strange thing for her to say given the only APR offered on the app page is 15.49%

Rates & Terms at https://www.citicards.com/cards/credit/displayterms/flow.action?app=UNSOL&sc=4KMZ13P671A5L10301W&B=C


Most likely she was saying this to make me feel better. We also are all well aware of how uninformed CSR's can often be. Smiley Happy

Message 16 of 16
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