Citi Prestige Pre-Approval

[Anonymous]

Does the prestige have a pre-approval? If not is there another card/apr I should be looking for in pre-approvals as a sign I should be good to go?

[heyarrnold]

Yes, there are Citi Prestige pre-approvals. Also, the card, just because it has a high AF and is Citi's flagship credit card, does not require amazing scores. I got the card a while back when my scores were in the 720's. A decent score, but nothing out of the ordinary.

[Membersince2013]

Let's put things in perspective, depending on how many credit lines your maintain and how many years you've been in the credit card game, 720 is not a decent score...

[heyarrnold]

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@Membersince2013 wrote:
Let's put things in perspective, depending on how many credit lines your maintain and how many years you've been in the credit card game, 720 is not a decent score...

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It was for me as a 20 year old

[Jerry45]

Yes. Ther is a pre-approval, but for me, Citi shows the APR at 22.9% on the double cash etc.. Ughhh

[NRB525]

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@Membersince2013 wrote:
Let's put things in perspective, depending on how many credit lines your maintain and how many years you've been in the credit card game, 720 is not a decent score...

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The poster said 720 is a decent score, which it is; it is over 700 which is the general dividing line between "challenged" and "decent". The poster did not say it is an exceptionally good score.