Just an update. After going in to the branch they submitted yet another research request and I finally receieved a letter today that I should have my points within 30 days. At that point the question becomes what to do with my account. People have had experience with reducing the checking account to a basic level but still keeping the lower prestige AF? What are the balance requirements on the lower level accounts to avoid monthly fees? Citigold is nice, but I don't have 100k+ to just keep sitting in the account at all times so keeping citigold beyond the points posting is just not an option.
;
@Anonymous wrote:Still haven't received mine but just got off the phone and they said the points will post between December 1-4 on my account. If not, I'll be calling back. About to open an account for my g/f. Just have to decide between the AA miles or TY points.
Be sure to double check the math because there have been some AA devals recently and I am sure more are on the way. AA miles are still valuable, but the gap in value has closed a bit between TY points and AA miles and you have to factor in things like which travel partner you may want to redeem with or if you want to combine points from multiple cards for a redemption.
@jsucool76 wrote:
Taxable points (like those gained from a banking relationship (citi gold account bonus) CANNOT be shared between thankyou accounts, NOR can they be transferred to airline partners.
I can't believe I totally blanked on this, even though I knew it. My gameplan is to use my TY points (from the bank account) to buy a flight to LAX from NYC. With the prestige card I will get 1.6 cents per point against the AA fare and I will earn AA miles at the same time. Then I want to go LAX to Japan first class on signapore with my credit card TY points/amex MRs. I guess given this information the question would be will the poster be able to redeem a flight with the AA miles (meaning will they have enough AA miles or miles from another source to top off the account for a redemption) or will the TY points be a better value in that there are no blackout dates for AA flights and if flying on a cheaper route it will take less points than the corresponding AA mile redemption.
@jsucool76 wrote:
Taxable points (like those gained from a banking relationship (citi gold account bonus) CANNOT be shared between thankyou accounts, NOR can they be transferred to airline partners.
You're always bringing bad news 
What's strange about that is if you opt for the 50 K AA points instead of the TY points, there's nothing Citi can do to prevent those from being transferred and those are gained via the banking relationship just the same.