Citi Prestige now 50K

[blessed-man1980]

I have 2 cards with them ..but many open new accounts and 20 INQ in my EX ..score is 688 ..not sure what to do lol ..

[Anonymous]

Apply. You have 20 inq, what is one more gonna hurt.

[jsucool76]

My EX fico is in the 680s (1 unpaid collection, disputed) and I had 14 EX inquiries (10 of which were 22-23 months old lol) and I got approved. 

[Anonymous]

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@jsucool76 wrote:

My EX fico is in the 680s (1 unpaid collection, disputed) and I had 14 EX inquiries (10 of which were 22-23 months old lol) and I got approved. 

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Serious? Geez.

[WillTeasle]

Whoops...

[leoment]

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@WillTeasle wrote:

Whoops...

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Holy crap, congrats!  Amazing CL to boot, too!

I gotta convince my "friend" to stay in the garden and tend to her tradelines!

[WillTeasle]

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@leoment wrote:

Holy crap, congrats!  Amazing CL to boot, too!

I gotta convince my "friend" to stay in the garden and tend to her tradelines!

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Yeah, I now need to stay in the garden for a while.  Not sure who they pulled yet (no longer paying for monitoring), but prior to this app I had 5 INQs on both EX and TU and 2 INQs on EQ.  All are within the last 13 months, too.  But 2 INQs fall off of each of the three at the end of March 2016.

No more apps for me.  Unless the 100k AA Exec sign-up bonus returns...

[Anonymous]

Wife was approved for $9,000 with EX pin over the phone.

She only had 3 EX Inquiries in the last 6 months.

[jsucool76]

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@Anonymous wrote:

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@jsucool76 wrote:

My EX fico is in the 680s (1 unpaid collection, disputed) and I had 14 EX inquiries (10 of which were 22-23 months old lol) and I got approved. 

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Serious? Geez.

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Don't judge me  

And grats to the wifey 

[Anonymous]

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@jsucool76 wrote:

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@Anonymous wrote:

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@jsucool76 wrote:

My EX fico is in the 680s (1 unpaid collection, disputed) and I had 14 EX inquiries (10 of which were 22-23 months old lol) and I got approved. 

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Serious? Geez.

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Don't judge me  

And grats to the wifey 

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I'd have still been denied. So I had the wife call in with her EX pin today and she got it. I think maybe this method works better than instant decision.