Citi Product Change

[Anonymous]

I just successfully converted my 10 year old Citi Dividend World MC to the Double Cash...trouble free and without a hard pull. I never seem to have any use for their quarterly purchase categories and would rather get double cash back.

It seems this is a popular conversion on this forum...but I have to ask. Was this a wise choice?

[Anonymous]

You stated that 2% cashback is more useful to you, so I would say that you made a wise choice. Is there a reason why you think it wasn't one?

[Anonymous]

it was unclear whether or not I would be losing the World Master Card status...because they told me when I converted that I would be losing automatic price protection, but also losing the rewards caps, which seemed like a fair trade to me. Just wondering aloud.

[Anonymous]

My DC is getting more action after the conversion in September than it had in the previous years. Lower redemption threshold and 2% all the time.

[leoment]

If you don't have a 2% card, this is a good choice!  I did the opposite - converted a useless and redundant TY Preferred card TO the Dividend  - I figure I'm more likely to max out the rewards in a quarter that's useful (when they pop up).

[Anonymous]

So I got the card in the mail yesterday. Very exciting!  Unfortunately, the brand new card is already peeling on the front. Anyone have a problem like this? Is the DC typically cheap looking? nothing takes the excitement out if a new card like a damaged looking card.

[L-TWT]

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@Anonymous wrote:

So I got the card in the mail yesterday. Very exciting!  Unfortunately, the brand new card is already peeling on the front. Anyone have a problem like this? Is the DC typically cheap looking? nothing takes the excitement out if a new card like a damaged looking card.

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yes, the card is very poorly made/cheap looking, but in a way, that's part of the nostalgia IMO. Since PC my dividend world elite mastercard in late Dec. 2014, I have requested like 5+ replacement cards due to peeling like a banana (ie, front to back). ?.....when u received your card were u issued a new CC #? B/C i was

[Anonymous]

yeah, they gave me a new card number. Also, I only had the World, not the World Elite. But that transferred over.