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Regular Contributor
Posts: 227
Registered: ‎03-12-2008
0

Citi Recon?

So, I applied for CIti Platinum Select MC and I was declined to the following reason:

 

-Your credit report shows too few credit references

 

-Your credit report shows your accounts have a low credit limit.

 

I currently have the following cards: BOA - CL: 3900

               

                                                          Chase Freedom- CL: 2500

 

                                                          Chase Platinum - CL 5500

 

                                                          Amex Blue- CL: 2500

 

                                                          Amex Green: No pre-set spending limit

 

Do you think I should recon?  I know this was decided by a comouter because when i called the automated staus line a few minutes after apping it told me that I was denied. What are your experiences with CIti Recon, if any? 

As of Jan 2009: EX - 659 EQ - 666 TU - 681

As of 2/13/09: EX - 648 (My last EX Fico)
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Citi Recon?


sammyfire2001 wrote:

So, I applied for CIti Platinum Select MC and I was declined to the following reason:

 

-Your credit report shows too few credit references

 

-Your credit report shows your accounts have a low credit limit.

 

I currently have the following cards: BOA - CL: 3900

 

                                                          Chase Freedom- CL: 2500

 

                                                          Chase Platinum - CL 5500

 

                                                          Amex Blue- CL: 2500

 

                                                          Amex Green: No pre-set spending limit

 

Do you think I should recon?  I know this was decided by a comouter because when i called the automated staus line a few minutes after apping it told me that I was denied. What are your experiences with CIti Recon, if any? 


I would definitely recon. Your limits while not especially high don't strike me as very low either. I would call Monday during business hours and get a credit analyst on the phone. Good luck.

Regular Contributor
Posts: 227
Registered: ‎03-12-2008
0

Re: Citi Recon?


smallfry wrote:

I would definitely recon. Your limits while not especially high don't strike me as very low either. I would call Monday during business hours and get a credit analyst on the phone. Good luck.


Thanks smallfry. Waiting to Monday will give me some time to a find a working backdoor number.

 

As of Jan 2009: EX - 659 EQ - 666 TU - 681

As of 2/13/09: EX - 648 (My last EX Fico)

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