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Frequent Contributor
maxima1
Posts: 455
Registered: ‎11-27-2007
0

Citi Recon!!

anyone have luck recon with citi they said i have too many inquires 4 WTF! They pulled eq 655

GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Regular Contributor
gymbo731
Posts: 219
Registered: ‎01-04-2010
0

Re: Citi Recon!!


maxima1 wrote:

anyone have luck recon with citi they said i have too many inquires 4 WTF! They pulled eq 655


you have 4 inquires in what time frame? from the past 2 years, within a year? months?

 

I havn't applied with them yet.


Starting Score: 640
Current Score: 744
Goal Score: 800


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Contributor
-Furbz-
Posts: 82
Registered: ‎07-14-2010
0

Re: Citi Recon!!

i got a little happy after being approved by cap one that i applied for a few cards, big mistake in my part!

citi was one of them, denied per too many recent inquiries, im thinking of calling since ive been banking with them since late 07 early 08.

any one think that will make a diff?


Starting Score: 600
Current Score: TU 611 EQ 656 Exp Plus 677 (Both 05/10)
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Established Contributor
Tazman81
Posts: 719
Registered: ‎06-23-2010
0

Re: Citi Recon!!


-Furbz- wrote:

i got a little happy after being approved by cap one that i applied for a few cards, big mistake in my part!

citi was one of them, denied per too many recent inquiries, im thinking of calling since ive been banking with them since late 07 early 08.

any one think that will make a diff?


You could probably wait a couple of months and then just reapply.  Usually what happens is if you apply to multiple companies at the same time for a credit card, then the ones that you applied to last will deny you for inquiries.  Reason being is that they cannot see whether or not you received cards from these other companies, and they don't want to be one of many companies giving you credit.  Applying to multiple places at the same time can also be consider desparation to get credit for something that is going on in your life that you may not have "emergency funding" for.  Of course this is different for things such as carloans and mortgages.


Starting Score: Eq: 662 Tu: 532 (03/02/2011) CH7BK 01/12/2009 Discharge
Current Score: Eq: 692 (04/03/2013) Tu: 717 (04/03/2013)
Goal Score: Eq: 720 Tu: 740

Wallet: Chartway Visa 10k | AMEX Costco TE (AU) 25k | Cap One MC 750 | Cap One Visa 750
Contributor
-Furbz-
Posts: 82
Registered: ‎07-14-2010
0

Re: Citi Recon!!

i hear you, and by seeking more credit and being denied i most likely hurt my scored -- ouch!!

 

 


Starting Score: 600
Current Score: TU 611 EQ 656 Exp Plus 677 (Both 05/10)
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