OK so here is the deal in 2007 i opened a secured account with Citi with a 500 dollar deposit. Its been 2.5 years and i have not had it unsecured. I have been a few days late a few times and recently set up the auto pay system. The year review period just reset itself and I am hoping that with a year of on-time payments and the addition of my other credit cards will help my credit score and citi will be likely to unsecure the card. I keep all my balances lows and pay most in full every month, but occasionally keep a balance. Is there anything else I can do to help with the unsecuring process?
