Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?
Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478 
Chrisla2077 wrote:Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?
are you able to apply for this online? cause all I see is a .pdf file to mail along with a check. Do you have a link to the application you're refering to?
You do have to print the application. Here is the link:
https://creditcards.citi.com/credit-cards/citi-sec
Chrisla2077 wrote:Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?
where did you find this information at? I don't see it on the app... js
I didn't get an instant approval message, but I did get approved. No BK but still a nasty tax lien there from the IRS.
I decided to turn down the offer anyway, but the approval was given.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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ShiningDown wrote:
Complete the application online, then print and sign.
2. Include a signed check or money order for the desired amount of your Certificate of Deposit. Be sure it is made payable to Citibank® Secured Card and is between $200 and $5,000, in increments of $100.
3. Mail your application, check or money order and readable copies of identification documents to .....
Oh... I can't even complete the app online cause I think I have an old Adobe version which doesn't let me fill in the blanks, usually when I open a .PDF file I can see purple highlights to fill in the blanks. *sigh*
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