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Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
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Citi Secured Mastercard

Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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2NE1
Posts: 1,002
Registered: ‎12-06-2011
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Re: Citi Secured Mastercard


Chrisla2077 wrote:

Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?


are you able to apply for this online? cause all I see is a .pdf file to mail along with a check. Do you have a link to the application you're refering to?


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
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Re: Citi Secured Mastercard

You do have to print the application. Here is the link:

 

 

 

https://creditcards.citi.com/credit-cards/citi-secured-mastercard/


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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2NE1
Posts: 1,002
Registered: ‎12-06-2011
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Re: Citi Secured Mastercard


Chrisla2077 wrote:

Anyone have recent luck with the Citi Secured Mastercard. I've looked at their new application and it appears that they have relaxed their standards. - The application now says you cant have any bankruptcy history for the last 2 years as opposed to collection and write off history as it used to? Just wondering if anyone has had recent experience with this card. How was the process of getting it?



where did you find this information at? I don't see it on the app... js


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
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Re: Citi Secured Mastercard

The app I just downloaded today contains it on the last page. I linked the page on the last post


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


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Revelate
Posts: 9,758
Registered: ‎12-30-2011
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Re: Citi Secured Mastercard

I didn't get an instant approval message, but I did get approved.  No BK but still a nasty tax lien there from the IRS.

 

I decided to turn down the offer anyway, but the approval was given.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Frequent Contributor
Chrisla2077
Posts: 365
Registered: ‎04-26-2010
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Re: Citi Secured Mastercard

Revelate...you were able to apply online?


Starting Score: EQ Fico: 506 12/14/2011 Experian FAKO: 496 Trans FAKO 478
Current Score: EQ FICO: 552 6/1/2014 Experian FAKO: 604 Trans FAKO 551 06/01/2041
Goal Score: 750


Take the FICO Fitness Challenge
Established Contributor
2NE1
Posts: 1,002
Registered: ‎12-06-2011
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Re: Citi Secured Mastercard


Revelate wrote:

I didn't get an instant approval message, but I did get approved.  No BK but still a nasty tax lien there from the IRS.

 

I decided to turn down the offer anyway, but the approval was given.

 


Were you able to apply online?


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Frequent Contributor
ShiningDown
Posts: 333
Registered: ‎08-12-2011
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Re: Citi Secured Mastercard

  

 Complete the application online, then print and sign.

2. Include a signed check or money order for the desired amount of your Certificate of Deposit. Be sure it is made payable to Citibank® Secured Card and is between $200 and $5,000, in increments of $100. 

3. Mail your application, check or money order and readable copies of identification documents to .....

Established Contributor
2NE1
Posts: 1,002
Registered: ‎12-06-2011
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Re: Citi Secured Mastercard


ShiningDown wrote:

  

 Complete the application online, then print and sign.

2. Include a signed check or money order for the desired amount of your Certificate of Deposit. Be sure it is made payable to Citibank® Secured Card and is between $200 and $5,000, in increments of $100. 

3. Mail your application, check or money order and readable copies of identification documents to .....


Oh... I can't even complete the app online cause I think I have an old Adobe version which doesn't let me fill in the blanks, usually when I open a .PDF file I can see purple highlights to fill in the blanks. *sigh*



Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012

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