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Frequent Contributor
Posts: 370
Registered: ‎02-02-2010
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Citi Simplicity BT offer?

Just wondering, on Simplicity cards do the BT offers come and go?

 

I used it last month for a few $k and have always pif'd it after a month or two. I don't have any debt showing right now but I checked on their site and tried to go through the steps to do a BT and it said no offers. I thought the card offered 18mos. of 0% if transferred within 6 months. I have only had the card for 5 months, low BT offers was the only reason for getting the card. 

AkAir $50k | Marriott $65k | Local CU $8k

TU: 753 / EQ: 722 / EX: 735
Valued Contributor
Posts: 1,604
Registered: ‎09-18-2012
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Re: Citi Simplicity BT offer?


revvystoke wrote:

Just wondering, on Simplicity cards do the BT offers come and go?

 

I used it last month for a few $k and have always pif'd it after a month or two. I don't have any debt showing right now but I checked on their site and tried to go through the steps to do a BT and it said no offers. I thought the card offered 18mos. of 0% if transferred within 6 months. I have only had the card for 5 months, low BT offers was the only reason for getting the card. 


My terms are 18 mos 0% APR for BT made within first 4 months.

 

If you're not able to get an answer here I would PM a CSR on their website. They have been super helpful and friendly with me. =)

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Citi Simplicity BT offer?

[ Edited ]

lhcole77 wrote:

revvystoke wrote:

Just wondering, on Simplicity cards do the BT offers come and go?

 

I used it last month for a few $k and have always pif'd it after a month or two. I don't have any debt showing right now but I checked on their site and tried to go through the steps to do a BT and it said no offers. I thought the card offered 18mos. of 0% if transferred within 6 months. I have only had the card for 5 months, low BT offers was the only reason for getting the card. 


My terms are 18 mos 0% APR for BT made within first 4 months.

 

If you're not able to get an answer here I would PM a CSR on their website. They have been super helpful and friendly with me. =)


The BT offer is only valid if transfers are made within the first 90 days of account opening. SImplicity offers BT offers periodically. Though it won't be of the same caliber  as the first.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,604
Registered: ‎09-18-2012
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Re: Citi Simplicity BT offer?


maiden_girl wrote:

lhcole77 wrote:

revvystoke wrote:

Just wondering, on Simplicity cards do the BT offers come and go?

 

I used it last month for a few $k and have always pif'd it after a month or two. I don't have any debt showing right now but I checked on their site and tried to go through the steps to do a BT and it said no offers. I thought the card offered 18mos. of 0% if transferred within 6 months. I have only had the card for 5 months, low BT offers was the only reason for getting the card. 


My terms are 18 mos 0% APR for BT made within first 4 months.

 

If you're not able to get an answer here I would PM a CSR on their website. They have been super helpful and friendly with me. =)


The BT offer is only valid if transfers are made within the first 90 days of account opening. SImplicity offers BT offers periodically. Though it won't be of the same caliber  as the first.


Fortunately my terms allowed 4 months. :smileyhappy:

 

Account opened 06/13 and BT offer expired 10/14.

 

Perhaps they are different for different people...?

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Citi Simplicity BT offer?

Transfers are usually within 90 days but they may have changed the terms since you opened your account :smileyhappy:

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,604
Registered: ‎09-18-2012
0

Re: Citi Simplicity BT offer?


revvystoke wrote:

Just wondering, on Simplicity cards do the BT offers come and go?

 

I used it last month for a few $k and have always pif'd it after a month or two. I don't have any debt showing right now but I checked on their site and tried to go through the steps to do a BT and it said no offers. I thought the card offered 18mos. of 0% if transferred within 6 months. I have only had the card for 5 months, low BT offers was the only reason for getting the card. 


From Citi's website:

 

Terms of Citi Simplicity Offer:
Introductory rate of 0% for 18 months from date of account opening on purchases and for balance transfers, 18 months from date of first transfer. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances and new purchases

Frequent Contributor
Posts: 370
Registered: ‎02-02-2010
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Re: Citi Simplicity BT offer?

Shucks. If I open a citi act in the future will they move lines around like chase?
AkAir $50k | Marriott $65k | Local CU $8k

TU: 753 / EQ: 722 / EX: 735

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