New Contributor
Posts: 65
Registered: ‎09-22-2012

Citi Simplicity

Who has this card? Is Citi good on CLI? I was approved today for $500, so I hope it grows well.

EX -682
EQ -658
TU -663
New Contributor
Posts: 63
Registered: ‎07-21-2012

Re: Citi Simplicity

I have it. I got it exactly one year ago.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Posts: 99
Registered: ‎10-20-2012

Re: Citi Simplicity

they gave me 3K CL last 3 months ago.2 year credit history and 1 year AAOA

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: Citi Simplicity


Valued Contributor
Posts: 1,734
Registered: ‎08-13-2012

Re: Citi Simplicity

congrat thou............Its seem like you kinda new to credit or your file kinda thin...........correct me if i'm wrong...........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Posts: 85
Registered: ‎04-04-2011

Re: Citi Simplicity

I have it. They started me with a CL of $1,800. I'm coming up on my 6th statement in a few days and hope to get an increase then.

AMEX Blue Cash Everyday ($16,500) Capital One Quicksilver ($5000) : US Bank Platinum ($9000) : Kohls ($1500) : Dell Preferred ($2500) : Chase Freedom ($3500) : Citi Simplicity ($5500) : Victoria Secret Angel Card ($1950) : Express Store Card ($1700)

6/2013 Equifax Fico - 723 : Goal - 800+
3/2014 Transunion Fico - 723 : Goal - 800+
3/2014 Equifax Fico - 737 : Goal - 800+

Regular Contributor
Posts: 331
Registered: ‎02-01-2010

Re: Citi Simplicity

I've had mine just under 3 months. I've  had no CLIs yet but I am very happy with Citi. I also lve the card design.


FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Regular Contributor
Posts: 220
Registered: ‎08-10-2012

Re: Citi Simplicity

I got mine in February. Starting limit $6200 did CLI online after 6 statement cut and went to $12,200. Have to have your Citi card 6 months before you can ask for CLI

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K

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