Citi Surprise

[CredittotheMax]

So, recently I got a CLI from citi from 3k to 4.5k a few weeks ago. Then, I decided to add a emv chip to my card last week. So I gave them a call and the replacement card got here today and everything looks good until I saw that my card has visa signature written on it. Did my card got convert after the CLI? I thought visa siggy was minimum of 5k credit limit.

[longtimelurker]

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@CredittotheMax wrote:

So, recently I got a CLI from citi from 3k to 4.5k a few weeks ago. Then, I decided to add a emv chip to my card last week. So I gave them a call and the replacement card got here today and everything looks good until I saw that my card has visa signature written on it. Did my card got convert after the CLI? I thought visa siggy was minimum of 5k credit limit.

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Signature limits are much more flexible than they were in the past.  Most banks will now give sig cards at  levels quite a bit below $5K.  We've seen WEMC ("above" VIsa Sig in the MC world) for less than $1K.  

So your card is a real Visa Sig!

[Anonymous]

I am jealous! Have a Citi Forward Visa with a $7,400 CL with no Siggy! Help.

[FinStar]

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@CredittotheMax wrote:

So, recently I got a CLI from citi from 3k to 4.5k a few weeks ago. Then, I decided to add a emv chip to my card last week. So I gave them a call and the replacement card got here today and everything looks good until I saw that my card has visa signature written on it. Did my card got convert after the CLI? I thought visa siggy was minimum of 5k credit limit.

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Citi can issue some products (even as low as $2K) into WMC or Siggys.

[CredittotheMax]

So why did my got converted? I didn't ask for it or anything or could it be the emv chip?

[Anonymous]

My Citi Forward Visa has an EMV Chip with the right CL and no siggy.