Citi TYP First Payment Returned

2011beginnings · ‎07-25-2014

I accidentally put in the wrong account number when paying my first payment on my Citi TYP card of $500. The amount was deducted as paid but when I go to check the status it says y was returned.

I can pay the amount but I'm wondering how this will effect my account. I'm also wondering why it shows as paid but then returned.

heyarrnold · ‎07-25-2014

@2011beginnings wrote:
I accidentally put in the wrong account number when paying my first payment on my Citi TYP card of $500. The amount was deducted as paid but when I go to check the status it says y was returned.

I can pay the amount but I'm wondering how this will effect my account. I'm also wondering why it shows as paid but then returned.

Call them immediately and explain. Otherwise:

Up to 29.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

This APR may be applied to your account if you:
(1) Make a late payment or
(2) Make a payment that is returned.

Penalty Fees
•	Late Payment	Up to $35
•	Returned Payment	Up to $35

ezdoesit · ‎07-25-2014

@2011beginnings wrote:
I accidentally put in the wrong account number when paying my first payment on my Citi TYP card of $500. The amount was deducted as paid but when I go to check the status it says y was returned.

I can pay the amount but I'm wondering how this will effect my account. I'm also wondering why it shows as paid but then returned.

Since is returned is it now a late payment or not? If still not late don't worry about it, if it is late I would definitely call.

TRC_WA · ‎07-25-2014

You entered it wrong twice?

Every bill I've ever had to pay online they always make you enter it a 2nd time for verification.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

longtimelurker · ‎07-25-2014

@ezdoesit wrote:
@2011beginnings wrote:
I accidentally put in the wrong account number when paying my first payment on my Citi TYP card of $500. The amount was deducted as paid but when I go to check the status it says y was returned.

I can pay the amount but I'm wondering how this will effect my account. I'm also wondering why it shows as paid but then returned.
Since is returned is it now a late payment or not? If still not late don't worry about it, if it is late I would definitely call.

Well, as heyarnold states, a returned payment can trigger a penalty APR and fee, so still worth calling