Citi Thank You Premier Rewards Change

[Fico2Go]

Clock starts the day after your 12th statement cuts. 

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Are you sure?  Somehow I don't think this is accurate.  Suppose I only had 5 statemetns in an entire you.  

Would it be more accurate to say the clock starts the first day of the 13th month from acct open date? 

[jsucool76]

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@Fico2Go wrote:

Clock starts the day after your 12th statement cuts. 

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Are you sure?  Somehow I don't think this is accurate.  Suppose I only had 5 statemetns in an entire you.  

Would it be more accurate to say the clock starts the first day of the 13th month from acct open date? 

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Doesn't matter how many statements you have in a year. It goes by cardmembership year, not calendar year. 

After your 12th statement, you've had the card for 1 year, which means your annual fee is due, which means it is your second year of cardmembership, which means this is when the clock starts for your 2nd year bonus. 

13 months from account open date will be the day after your 12th statement. 

[Fico2Go]

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@jsucool76 wrote:

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@Fico2Go wrote:

Clock starts the day after your 12th statement cuts. 

---

Are you sure?  Somehow I don't think this is accurate.  Suppose I only had 5 statemetns in an entire you.  

Would it be more accurate to say the clock starts the first day of the 13th month from acct open date? 

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Doesn't matter how many statements you have in a year. It goes by cardmembership year, not calendar year. 

After your 12th statement, you've had the card for 1 year, which means your annual fee is due, which means it is your second year of cardmembership, which means this is when the clock starts for your 2nd year bonus. 

13 months from account open date will be the day after your 12th statement. 

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Yes I understand. But I still think after the 12th statement is inaccurate because not everyone will have 12 statemetns in a years time.  Perhaps after the 12 month from acct. open date would be clearer.   Anyways thanks for your help.  Not trying to slice hair here.

[Anonymous]

semantics

[Fico2Go]

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@Anonymous wrote:
semantics

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True. 

I think for AMEX and BOA, they start Jan 1 as a new year.   

[jsucool76]

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@Fico2Go wrote:

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@jsucool76 wrote:

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@Fico2Go wrote:

Clock starts the day after your 12th statement cuts. 

---

Are you sure?  Somehow I don't think this is accurate.  Suppose I only had 5 statemetns in an entire you.  

Would it be more accurate to say the clock starts the first day of the 13th month from acct open date? 

---

Doesn't matter how many statements you have in a year. It goes by cardmembership year, not calendar year. 

After your 12th statement, you've had the card for 1 year, which means your annual fee is due, which means it is your second year of cardmembership, which means this is when the clock starts for your 2nd year bonus. 

13 months from account open date will be the day after your 12th statement. 

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Yes I understand. But I still think after the 12th statement is inaccurate because not everyone will have 12 statemetns in a years time.  Perhaps after the 12 month from acct. open date would be clearer.   Anyways thanks for your help.  Not trying to slice hair here.

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Everyone will have 12 statements in a 12 month period.....

If your first statement cuts feb 15th...in a year, your statement will cut on feb 15th again, and that will have concluded your first year of cardmembership, and your AF would be due on your next statement, cutting march 15th, statement 13. 

Your first day of your 2nd year of cardmembership would be feb 16th....meaning, the clock for the 2nd year signup bonus starts the day after your 12th statement cuts.