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Citi Thank You app.......what does this mean ?? APPROVED.....UPDATE

Established Contributor

Citi Thank You app.......what does this mean ?? APPROVED.....UPDATE

It asked me for all my online info but did not say I was approved??


Message 1 of 17
16 REPLIES
Valued Contributor

Re: Citi Thank You app.......what does this mean ??

Call the backdoor number and see if the application went thru or not


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 17
Highlighted
Established Contributor

Re: Citi Thank You app.......what does this mean ??


chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


Message 3 of 17
Contributor

Re: Citi Thank You app.......what does this mean ??


amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??


CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
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Message 4 of 17
Established Contributor

Re: Citi Thank You app.......what does this mean ??


wealthcreator wrote:

amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??


CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...


Did it ask you for your info after you applied???


Message 5 of 17
Valued Contributor

Re: Citi Thank You app.......what does this mean ??


amercnchopz34 wrote:

chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 6 of 17
Valued Contributor

Re: Citi Thank You app.......what does this mean ??

The application usually does go to that stage. It has a notation somewhere that if you are not approved, the information will be voided, or something. It seems different cards have different ways of handling the application. When I applied for the Citi Forward, I could not talk with anyone and they just kept telling me it was pending.. When I applied for Thank You Preferred and Premier, I was able to have it processed on the telephone immediately. The representative was foreign for the Citi Forward, but they were in the United States for the others.
Message 7 of 17
Established Contributor

Re: Citi Thank You app.......what does this mean ??


emptypockets wrote:

amercnchopz34 wrote:

chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 


do you have the number for the underwriters so I may contact them??


Message 8 of 17
Valued Contributor

Re: Citi Thank You app.......what does this mean ??

The backdoor numbers are listed in the stickies here.

 

Here is the link:  http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 17
Established Contributor

Re: Citi Thank You app.......what does this mean ??

thanks.....I have tried all of those........nothing they have all told me that it has gone to an underwriter and that it will take 7 to 10 days to process.....Did  not know if there was another number I could try


Message 10 of 17