Credit Cards

[amercnchopz34]

It asked me for all my online info but did not say I was approved??

[chnceit]

Call the backdoor number and see if the application went thru or not

[amercnchopz34]

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chnceit wrote:

Call the backdoor number and see if the application went thru or not

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I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..

[wealthcreator]

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amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??

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CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...

[amercnchopz34]

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wealthcreator wrote:

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amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??

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CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...

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Did it ask you for your info after you applied???

[emptypockets]

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amercnchopz34 wrote:

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chnceit wrote:

Call the backdoor number and see if the application went thru or not

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I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..

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In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 

[navigatethis12]

The application usually does go to that stage. It has a notation somewhere that if you are not approved, the information will be voided, or something. It seems different cards have different ways of handling the application. When I applied for the Citi Forward, I could not talk with anyone and they just kept telling me it was pending.. When I applied for Thank You Preferred and Premier, I was able to have it processed on the telephone immediately. The representative was foreign for the Citi Forward, but they were in the United States for the others.

[amercnchopz34]

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emptypockets wrote:

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amercnchopz34 wrote:

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chnceit wrote:

Call the backdoor number and see if the application went thru or not

---

I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..

---

In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 

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do you have the number for the underwriters so I may contact them??

[Rhaeny]

The backdoor numbers are listed in the stickies here.

Here is the link:  http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066

[amercnchopz34]

thanks.....I have tried all of those........nothing they have all told me that it has gone to an underwriter and that it will take 7 to 10 days to process.....Did  not know if there was another number I could try