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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
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Citi Thank You app.......what does this mean ?? APPROVED.....UPDATE

[ Edited ]

It asked me for all my online info but did not say I was approved??


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chnceit
Posts: 1,524
Registered: ‎08-17-2008
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Re: Citi Thank You app.......what does this mean ??

Call the backdoor number and see if the application went thru or not


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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
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Re: Citi Thank You app.......what does this mean ??


chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


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wealthcreator
Posts: 211
Registered: ‎07-02-2012
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Re: Citi Thank You app.......what does this mean ??


amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??


CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...

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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
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Re: Citi Thank You app.......what does this mean ??


wealthcreator wrote:

amercnchopz34 wrote:

It asked me for all my online info but did not say I was approved??


CITI bank is crap in processing apps.. Applied on 19-Dec and still it is showing pending and you will get a decision in 7 days... they dont have any recon number, you just have to wait or forget abt app...


Did it ask you for your info after you applied???


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emptypockets
Posts: 976
Registered: ‎02-03-2009
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Re: Citi Thank You app.......what does this mean ??

[ Edited ]

amercnchopz34 wrote:

chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 


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Valued Contributor
navigatethis12
Posts: 1,930
Registered: ‎01-24-2012
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Re: Citi Thank You app.......what does this mean ??

The application usually does go to that stage. It has a notation somewhere that if you are not approved, the information will be voided, or something. It seems different cards have different ways of handling the application. When I applied for the Citi Forward, I could not talk with anyone and they just kept telling me it was pending.. When I applied for Thank You Preferred and Premier, I was able to have it processed on the telephone immediately. The representative was foreign for the Citi Forward, but they were in the United States for the others.
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
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Re: Citi Thank You app.......what does this mean ??


emptypockets wrote:

amercnchopz34 wrote:

chnceit wrote:

Call the backdoor number and see if the application went thru or not


I did ...they said that it had gone to 1 of there underwriters.....but I just found it odd that they would ask me for accony online info and create a password..


In my experience with Citi, it usually goes to an underwriter when you have a BK on your reports. I had to speak to one before my app was approved when my BK was still reporting. I think it is a glitch in their system that it prompts you to create a password and set up an account without the approval showing up on their system. I would think you will be approved, but just need to speak to an underwriter. I think the system gives you an application reference #, if it does, you can try their online chat to have the CSR look up the app, and maybe give you an answer. If I recall, I may have spoken only to a general CSR, not underwriting specifically. 


do you have the number for the underwriters so I may contact them??


Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
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Re: Citi Thank You app.......what does this mean ??

The backdoor numbers are listed in the stickies here.

 

Here is the link:  http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066


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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
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Re: Citi Thank You app.......what does this mean ??

thanks.....I have tried all of those........nothing they have all told me that it has gone to an underwriter and that it will take 7 to 10 days to process.....Did  not know if there was another number I could try



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