Reply
Established Contributor
andre181
Posts: 626
Registered: ‎07-29-2010
0

Citi ThankYou Preferred Approved

[ Edited ]

So I finally gave in to the pre-approved mailing that I've been getting from Citi about the ThankYou Preferred and I applied.

 

I got the 7-10 day message with a phone number to call for instant decision. I called immediately and was told that I was approved for a CL of $2,000 with 11.99% APR and the reason I was asked to call was so they could offer to move upto $2,500 of my current $12,000 CL on my Forward card to my new ThankYou card.

 

So I moved $1,500 from the Forward to the ThankYou, so $3,500 CL on ThankYou and $10,500 CL on Forward.

 

Not ideal but this is now my lowest APR card. I just hope they pulled EQ instead of EX like they normally do for me.

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Citi ThankYou Preferred Approved

Congrats. Enjoy the card. I have been using the same card for a week or so.

Valued Contributor
MsLadyRover
Posts: 2,816
Registered: ‎03-14-2012
0

Re: Citi ThankYou Preferred Approved

Nice! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
0

Re: Citi ThankYou Preferred Approved

Great! Congrats!!
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Citi ThankYou Preferred Approved

Congrats, great card to have




Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Citi ThankYou Preferred Approved

[ Edited ]

Congrats! I just got Citi Dividend and am looking at Forward for a possible PC. I can see why you have 2 of them. Citi's rewards are so different among the different cards!

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Contributor
SpiceIslander
Posts: 328
Registered: ‎02-01-2010
0

Re: Citi ThankYou Preferred Approved

Congrats! That's a decent APR as well!

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Valued Contributor
trumpet-205
Posts: 2,454
Registered: ‎11-11-2010
0

Re: Citi ThankYou Preferred Approved

Be sure to link those two ThankYou accounts together!

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Citi ThankYou Preferred Approved

Congrats


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+