Established Contributor
Posts: 628
Registered: ‎07-29-2010

Citi ThankYou Preferred Approved

[ Edited ]

So I finally gave in to the pre-approved mailing that I've been getting from Citi about the ThankYou Preferred and I applied.


I got the 7-10 day message with a phone number to call for instant decision. I called immediately and was told that I was approved for a CL of $2,000 with 11.99% APR and the reason I was asked to call was so they could offer to move upto $2,500 of my current $12,000 CL on my Forward card to my new ThankYou card.


So I moved $1,500 from the Forward to the ThankYou, so $3,500 CL on ThankYou and $10,500 CL on Forward.


Not ideal but this is now my lowest APR card. I just hope they pulled EQ instead of EX like they normally do for me.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Regular Contributor
Posts: 234
Registered: ‎08-04-2012

Re: Citi ThankYou Preferred Approved

Congrats. Enjoy the card. I have been using the same card for a week or so.

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012

Re: Citi ThankYou Preferred Approved

Nice! Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Regular Contributor
Posts: 178
Registered: ‎09-12-2012

Re: Citi ThankYou Preferred Approved

Great! Congrats!!
Super Contributor
Posts: 6,552
Registered: ‎04-07-2008

Re: Citi ThankYou Preferred Approved

Congrats, great card to have

Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011

Re: Citi ThankYou Preferred Approved

[ Edited ]

Congrats! I just got Citi Dividend and am looking at Forward for a possible PC. I can see why you have 2 of them. Citi's rewards are so different among the different cards!

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Regular Contributor
Posts: 348
Registered: ‎02-01-2010

Re: Citi ThankYou Preferred Approved

Congrats! That's a decent APR as well!


FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Barclays / Sallie Mae World MC 13000 | Lowes 10,000 | LOC 9300 | FNBO 8900 | Amex BCP 7200 | BOA Platinum+ 6000 | Amex SPG 5700 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Valued Contributor
Posts: 2,494
Registered: ‎11-11-2010

Re: Citi ThankYou Preferred Approved

Be sure to link those two ThankYou accounts together!

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: Citi ThankYou Preferred Approved


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