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Citi ThankYou Preferred Approved

Established Contributor

Citi ThankYou Preferred Approved

So I finally gave in to the pre-approved mailing that I've been getting from Citi about the ThankYou Preferred and I applied.

 

I got the 7-10 day message with a phone number to call for instant decision. I called immediately and was told that I was approved for a CL of $2,000 with 11.99% APR and the reason I was asked to call was so they could offer to move upto $2,500 of my current $12,000 CL on my Forward card to my new ThankYou card.

 

So I moved $1,500 from the Forward to the ThankYou, so $3,500 CL on ThankYou and $10,500 CL on Forward.

 

Not ideal but this is now my lowest APR card. I just hope they pulled EQ instead of EX like they normally do for me.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 9
8 REPLIES
Regular Contributor

Re: Citi ThankYou Preferred Approved

Congrats. Enjoy the card. I have been using the same card for a week or so.

Message 2 of 9
Valued Contributor

Re: Citi ThankYou Preferred Approved

Nice! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 9
Regular Contributor

Re: Citi ThankYou Preferred Approved

Great! Congrats!!
Message 4 of 9
Super Contributor

Re: Citi ThankYou Preferred Approved

Congrats, great card to have




Message 5 of 9
Senior Contributor

Re: Citi ThankYou Preferred Approved

Congrats! I just got Citi Dividend and am looking at Forward for a possible PC. I can see why you have 2 of them. Citi's rewards are so different among the different cards!

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 9
Frequent Contributor

Re: Citi ThankYou Preferred Approved

Congrats! That's a decent APR as well!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 7 of 9
Valued Contributor

Re: Citi ThankYou Preferred Approved

Be sure to link those two ThankYou accounts together!

Message 8 of 9
Established Contributor

Re: Citi ThankYou Preferred Approved

Congrats

Message 9 of 9