09-12-2012 07:36 PM - edited 09-12-2012 07:37 PM
So I finally gave in to the pre-approved mailing that I've been getting from Citi about the ThankYou Preferred and I applied.
I got the 7-10 day message with a phone number to call for instant decision. I called immediately and was told that I was approved for a CL of $2,000 with 11.99% APR and the reason I was asked to call was so they could offer to move upto $2,500 of my current $12,000 CL on my Forward card to my new ThankYou card.
So I moved $1,500 from the Forward to the ThankYou, so $3,500 CL on ThankYou and $10,500 CL on Forward.
Not ideal but this is now my lowest APR card. I just hope they pulled EQ instead of EX like they normally do for me.
09-13-2012 08:34 AM
09-13-2012 12:59 PM - edited 09-13-2012 01:00 PM
Congrats! I just got Citi Dividend and am looking at Forward for a possible PC. I can see why you have 2 of them. Citi's rewards are so different among the different cards!
09-13-2012 01:10 PM
Congrats! That's a decent APR as well!
09-13-2012 03:20 PM
Be sure to link those two ThankYou accounts together!
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