Established Contributor
Posts: 628
Registered: ‎07-29-2010

Citi ThankYou Preferred Question?

Hey all, 


Today I received a preapproved app in the mail for the Citi ThankYou Preferred CC. The deal seems pretty good, 0% for 18 months and then 10.99% (which would be my lowest interest rate). Also, I'll receive 15,000 bonus points if I spend $1,000 in the first 3 months which I could definitely do.


But can anybody tell me, is this card a Visa or Mastercard? Nothing on the website or the app I got mentions either one. Out of my 12 cards, I don't have a MasterCard so it'd be kinda nice to have one.


Also, the app mentions this card has no NPSL, so I assume this card is Visa Signature/MC World. Am I correct?


Thanks in advance.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010

Re: Citi ThankYou Preferred Question?

Citi now issues Visa card primarily, so you will get Visa instead.


It will only be NPSL if Citi decides to extend $5K or more of credit to you.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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