Established Contributor
Posts: 624
Registered: ‎07-29-2010

Citi ThankYou Preferred - Signature or Not

[ Edited ]

Hi all, 


About a month or so ago, I was approved for Citi ThankYou Preferred Visa with a CL of $3500. I received the card and everthing is great. 


Today, it started reporting, and on EX it is listed as a Flexible Spending Credit Card, which means typically Signature right? I haven't checked TU or EQ yet.


But my understanding was a $5000 CL was required for visa signature cards. CL and high balance are reporting correctly and it appears that its included in util calcuations.


The card itself or the cardmember agreements and benefits info mention nothing about Visa Signature benefits.


Is this card truely a Visa Signature or is this just a reporting error. 

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green