Reply
Frequent Contributor
IcEWoLF
Posts: 277
Registered: ‎02-25-2009

Citi ThankYou® Premier Card

Hi guys, is the Citi ThankYou Premier Card a Visa Signature card or a Mastercard? Are you able to switch it up from Visa Signature to MC incase you get the Visa Signature version?

EQ: 750 TU: 771 EXP: 800
Chase Sapphire Preferred: 7K | Chase Freedom Visa Signature: 5.7K
MERRILL+® Visa Signature®: 9K | Bank of America Accelerated Cash Rewards American Express Card: 5K
BankAmericard Privileges® with Cash Rewards: 7K
Discover IT: 8.5K | Costco AMEX: 10.7K | Barclay NFL: 4.9K | Citi ThankYou Preferred World Mastercard 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus World Elite MasterCard 5K
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Citi ThankYou® Premier Card

I got the world MC before I did the conversion.

I would ask them.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
IcEWoLF
Posts: 277
Registered: ‎02-25-2009

Re: Citi ThankYou® Premier Card

I just went through the application and it appears it's Visa only.

 

I also noticed the following under the disclosures:

 


To receive a Citi ThankYou® Premier Card, you must meet our applicable criteria bearing on creditworthiness. Your revolving credit limit will be determined by your annual salary and wages, your other annual income and a review of your debt, including the debt listed on your credit report. You will be informed of the amount of your revolving credit limit when you receive your card. If you're applying for a MasterCard, some limits may be as low as $2,000. If you're applying for a Visa card, some limits may be as low as $5,000. Please note that cash advances may be limited to a portion of your revolving credit limit.


 

 

 

@armbenderc, is the World MC version the one with the silver MC logo as well?

Do you get the Chip for the MC version?

 

 

EQ: 750 TU: 771 EXP: 800
Chase Sapphire Preferred: 7K | Chase Freedom Visa Signature: 5.7K
MERRILL+® Visa Signature®: 9K | Bank of America Accelerated Cash Rewards American Express Card: 5K
BankAmericard Privileges® with Cash Rewards: 7K
Discover IT: 8.5K | Costco AMEX: 10.7K | Barclay NFL: 4.9K | Citi ThankYou Preferred World Mastercard 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus World Elite MasterCard 5K
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Citi ThankYou® Premier Card

Not silver, it's just said MasterCard with 'World' on top. Yes it has the chip. Sure you want the $125 AF card?
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
IcEWoLF
Posts: 277
Registered: ‎02-25-2009

Re: Citi ThankYou® Premier Card

I've been comparing it with the CSP, the nice thing about it is that it has the chip technology in it for abroad travels.

EQ: 750 TU: 771 EXP: 800
Chase Sapphire Preferred: 7K | Chase Freedom Visa Signature: 5.7K
MERRILL+® Visa Signature®: 9K | Bank of America Accelerated Cash Rewards American Express Card: 5K
BankAmericard Privileges® with Cash Rewards: 7K
Discover IT: 8.5K | Costco AMEX: 10.7K | Barclay NFL: 4.9K | Citi ThankYou Preferred World Mastercard 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus World Elite MasterCard 5K
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Citi ThankYou® Premier Card

I love my CSP, but no chip yet. I think they is a post floating somewhere that they are testing it since CSP is metal card.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
IcEWoLF
Posts: 277
Registered: ‎02-25-2009

Re: Citi ThankYou® Premier Card

Ah that's good to hear! Because the last thing I want is a card that is optimized for international travels but that doesn't have a chip, having a chip will help avoiding those embarassing declined card moments.

EQ: 750 TU: 771 EXP: 800
Chase Sapphire Preferred: 7K | Chase Freedom Visa Signature: 5.7K
MERRILL+® Visa Signature®: 9K | Bank of America Accelerated Cash Rewards American Express Card: 5K
BankAmericard Privileges® with Cash Rewards: 7K
Discover IT: 8.5K | Costco AMEX: 10.7K | Barclay NFL: 4.9K | Citi ThankYou Preferred World Mastercard 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus World Elite MasterCard 5K
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Citi ThankYou® Premier Card

The CITI TY Premier is a nice card, but for the AF just make sure you use all the benefits out of it

$100K in Credit
Last Credit Card App: 11/16/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+