Citi: Transferring Limits

[lord_kinbote]

Two accounts with Citi;

Double Cash : 17.3k limit

Prestige        : 26.1k limit

I don't have a use for the Prestige.  Is it possible to transfer the 26.1k to the Citi DC?  Thanks in advance for the help.

[Anonymous]

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@babson wrote:

Two accounts with Citi;

Double Cash : 17.3k limit

Prestige        : 26.1k limit

I don't have a use for the Prestige.  Is it possible to transfer the 26.1k to the Citi DC?  Thanks in advance for the help.

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It's possible if you get the right person. Ask to speak to a credit supervisor as the frontline CSRs commonly tell people that it can't be done. It will be a definite HP though to combine the limits.

[lord_kinbote]

Thanks much.

[nenuco]

I think @Irish80 is right. It really does depend on the customer service rep you get. When I tried to transfer my limit from my Citi Diamond to my Citi Prestige, I must have spoken to at least half a dozen representatives/ supervisors. The closest advice I got was to close the account and ask for that credit in a credit limit increase. 

Maybe things have changed, or maybe it pays off to be more persistent. Good Luck!

[cjane1]

There are credit cards out there specifically for card transfers offering  0% interest, some have no interest for over a year, you might try Chase and Discover. I got both of those and transfered my cards with high interest rates.

[merlinflex]

Just went thru this and on my Citi Diamond and Citi AA. Was told no due to being a restriction from transferring between co-branded and non-branded.  In your case I was told it is doable. Again yymv.

[icloud2525]

I've transferred limits from citi. It's definitely a hard pull and for me they made me leave 1k on the card I was closing.