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Citi aadvantage platinum select product change to dividend platinum select

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Valued Member

Re: Citi aadvantage platinum select product change to dividend platinum select

For giving myself the best chances of approval.. What is the method. I previously went to citi to inquire on a personal loan. The banker informed me to open a checking account, deposit with 500 dollars, then apply in the bank. I did all of this and they had me apply literally minutes after my cash deposit. My application was denied for too many inq, some derogs, and balances.


So if I garden our my inq, and I pay my balances to 0, how should I manage a citi checking to guarantee the loan. Is there a way like similar to secured, to have 2500 in an account, get 2500 loc?
MYFICO Quarterly: 2/13-626, 5/13-621, 8/13-647, 11/13-721
Goal=
garden to 06/14, more garden until 7-15
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