For giving myself the best chances of approval.. What is the method. I previously went to citi to inquire on a personal loan. The banker informed me to open a checking account, deposit with 500 dollars, then apply in the bank. I did all of this and they had me apply literally minutes after my cash deposit. My application was denied for too many inq, some derogs, and balances.
So if I garden our my inq, and I pay my balances to 0, how should I manage a citi checking to guarantee the loan. Is there a way like similar to secured, to have 2500 in an account, get 2500 loc?
So if I garden our my inq, and I pay my balances to 0, how should I manage a citi checking to guarantee the loan. Is there a way like similar to secured, to have 2500 in an account, get 2500 loc?
Goal=