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@Creditaddict wrote:
when I applied for Myspace citi card my EX was frozen and they automatically pulled EQ
How do you know they pulled EQ in lieu of EX? Could it be that the EQ pull was their first choice?
I have tried many different CITI cards thinking that the product may dictate the bureau pulled rather than my area. I've had no success. Even Amex will pull a bureau other than EX for with some prompting. No such luck with Citi with their personal or biz cards.
@Creditaddict wrote:
well i guess i don't know for sure but thought citi was pretty consistent like amex to pull EX and everyone before me that applied for the card had EX pull
I have a friend who is a Citi CSR and she told me that the bureau pulled hinges on your region/zip code. She is the one that suggested I use a different zip when I submit an app online and see if that would work. I used a zip from a state that Citi primarily pulls EQ in and it didn't work. I think they use the zip on record on the credit bureau report rather than your app. I am just speculating though. I do know that unlike Amex, Citi is not an across-the-board EX puller at this time. It seems most major issuers shuffle up who they pull eventually so I will be patient.
@Creditaddict wrote:
well they wouldn't know the zip code on your credit until they pull your credit
good point