06-08-2009 09:35 PM
06-08-2009 10:32 PM
06-08-2009 10:53 PM
06-09-2009 05:31 AM
06-09-2009 01:20 PM
when I applied for Myspace citi card my EX was frozen and they automatically pulled EQ
How do you know they pulled EQ in lieu of EX? Could it be that the EQ pull was their first choice?
I have tried many different CITI cards thinking that the product may dictate the bureau pulled rather than my area. I've had no success. Even Amex will pull a bureau other than EX for with some prompting. No such luck with Citi with their personal or biz cards.
06-09-2009 01:26 PM
06-09-2009 01:50 PM
well i guess i don't know for sure but thought citi was pretty consistent like amex to pull EX and everyone before me that applied for the card had EX pull
I have a friend who is a Citi CSR and she told me that the bureau pulled hinges on your region/zip code. She is the one that suggested I use a different zip when I submit an app online and see if that would work. I used a zip from a state that Citi primarily pulls EQ in and it didn't work. I think they use the zip on record on the credit bureau report rather than your app. I am just speculating though. I do know that unlike Amex, Citi is not an across-the-board EX puller at this time. It seems most major issuers shuffle up who they pull eventually so I will be patient.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.