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Member
dfsempai
Posts: 12
Registered: ‎08-15-2009
0

Citi and balances

How is Citi with carrying balances these days? I've been with them since Jan  '09 and will not have carried a balance with them...until this month. I've PIF every month. The balance will be completely paid by december.

 

Thoughts?

 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Citi and balances


dfsempai wrote:

How is Citi with carrying balances these days? I've been with them since Jan  '09 and will not have carried a balance with them...until this month. I've PIF every month. The balance will be completely paid by december.

 

Thoughts?

 


Citi would be collecting interest off you for a change.  I wouldn't think Citi would mind at all.  You may even receive a CLI after you PIF in December.  

New Contributor
chopperacn
Posts: 67
Registered: ‎06-05-2009
0

Re: Citi and balances

Did a BT for 3K on my citi card and will carry the balance until May/June 2010.

One month after doing a BT, I got a CLI for $1100.

 

I think Citi just loves the interest it earns on revolviong balances.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Citi and balances


chopperacn wrote:

Did a BT for 3K on my citi card and will carry the balance until May/June 2010.

One month after doing a BT, I got a CLI for $1100.

 

I think Citi just loves the interest it earns on revolviong balances.


This is why I need to do the BT with CITI CWCID.  I have 10 years of experience with them.  If I carry a balance for a couple of months, they will give me CLI's after I pay it off.  


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