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Citi card

Contributor

Citi card

Does anyone know score Citi cards pulls and if 600s would be appproved?

Or what cards I should apply for?


Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Message 1 of 7
6 REPLIES
Valued Contributor

Re: Citi card

Citi pUlls every bureau.  I see eq or tu more than ex.  As for score, 600 is marginal depending on card and why your score is in 600s.  High 600s like a 680+, I think you are pretty good chance.

               LIMITS IN CARD DESCRIPTIONS
Message 2 of 7
Contributor

Re: Citi card

My scores are low 600s.......604, 600, 625

What cards would you suggest for the lower 600s?


Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Message 3 of 7
Valued Contributor

Re: Citi card

Basically no citi cards.  You need to work on your fico score first.

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 7
Valued Contributor

Re: Citi card

def not citi if low 600's. only popular lender that you stand a chance with might be cap one or a local cu.  theres another thread where someone has 2 citi cards mid 650-675 ficos with one baddie over 3 years old just to give you an idea

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 5 of 7
Member

Re: Citi card

I recieved a preapproval from Citi for their Thank You Card..I was pretty sure I would get denied because I got the message saying they couldn't make a decision and I would have to wait a few days..A few days later, I got an email saying I was approved for $3500. I just pulled my TU report yesterday and there was no inquiriny from CITI on that report. There is no way that EQ would ever let me have that card(I'm still working to get that one cleaned up). It had to be EX.

Message 6 of 7
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Valued Contributor

Re: Citi card


dujaidecor wrote:

My scores are low 600s.......604, 600, 625

What cards would you suggest for the lower 600s?


No recommendation. While credit score does not mean everything, low 600s is very low. Too low to get into Citi or other prime lenders.

 

Message 7 of 7