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Contributor
Posts: 80
Registered: ‎06-12-2012
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Citi card

Does anyone know score Citi cards pulls and if 600s would be appproved?

Or what cards I should apply for?


Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

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Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: Citi card

Citi pUlls every bureau.  I see eq or tu more than ex.  As for score, 600 is marginal depending on card and why your score is in 600s.  High 600s like a 680+, I think you are pretty good chance.

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Contributor
Posts: 80
Registered: ‎06-12-2012
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Re: Citi card

My scores are low 600s.......604, 600, 625

What cards would you suggest for the lower 600s?


Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Citi card

Basically no citi cards.  You need to work on your fico score first.

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Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
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Re: Citi card

def not citi if low 600's. only popular lender that you stand a chance with might be cap one or a local cu.  theres another thread where someone has 2 citi cards mid 650-675 ficos with one baddie over 3 years old just to give you an idea

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Member
Posts: 13
Registered: ‎08-03-2012
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Re: Citi card

I recieved a preapproval from Citi for their Thank You Card..I was pretty sure I would get denied because I got the message saying they couldn't make a decision and I would have to wait a few days..A few days later, I got an email saying I was approved for $3500. I just pulled my TU report yesterday and there was no inquiriny from CITI on that report. There is no way that EQ would ever let me have that card(I'm still working to get that one cleaned up). It had to be EX.

Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Re: Citi card


dujaidecor wrote:

My scores are low 600s.......604, 600, 625

What cards would you suggest for the lower 600s?


No recommendation. While credit score does not mean everything, low 600s is very low. Too low to get into Citi or other prime lenders.

 

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