10-04-2011 09:38 AM
10-04-2011 09:57 AM
10-04-2011 10:45 AM
Citi has always pulled Experien for me, here in Georgia. I have 3 credit cards with Citi and like clockwork, after my 4th statement I get an increase and continue to do so every four months. I've been told the policy is 6 months for new accounts.....in my case, it was 4. The increases have all been self initiated and never has my credit been pulled for a CLI. Hope that helps.
10-04-2011 11:05 AM
Pretty sure it's still 4 months even for new cardholders. I had 2 friends that both got increases at 4 months with no credit pull. It's usually instant online and you click accept to have the new CL implimented, some have reported about having to call in.
11-03-2011 01:55 PM - edited 11-03-2011 04:02 PM
Maybe this explains why there's a request CLI link when I sign in now. It's been 4 months for me and I'm not sure if I should click it since I don't want a hard pull. Can anyone tell me how would I know if it's a soft pull before I click the button and how much is a normal request for an initial cli with Citi? I have $4,000 credit line.
11-03-2011 04:34 PM
I have not used my citi card since july . I am not sure when it happened but sometime between today and my last statement which was july's i got a 5k increase on the card. It was 12.5k , now its 17.5k!
11-06-2011 01:57 PM
Did anyone here try to call in after online CLI was denied? Any problem with doing so? Will it cost a HP if call in? Thanks.