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Established Contributor
dharalex
Posts: 607
Registered: ‎09-08-2011

Citi cli

Ant one know how long you have to wait for a Citi cli? I have the thank you card since late Aug. My DH has had simplicity since mid August. Is it a soft or hard pull?


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010

Re: Citi cli

New cardmembers must wait 6 months before asking for a CLI.  Company policy.

 

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My favorite card right now: Barclays Priceline Visa Signature
Established Contributor
dharalex
Posts: 607
Registered: ‎09-08-2011

Re: Citi cli

Thanks!


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


Take the FICO Fitness Challenge







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Goal Score: 850

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Valued Contributor
tcbofade
Posts: 1,992
Registered: ‎09-26-2011

Re: Citi cli

Do you remember which CR Citi pulled?


Current Scores: EX 676 (FCR) TU08: 648 Wally (TU08). 07/01/14 Last app 05/29/2014.
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Regular Contributor
Strepthroat
Posts: 245
Registered: ‎06-13-2008

Re: Citi cli

Citi has always pulled Experien for me, here in Georgia.  I have 3 credit cards with Citi and like clockwork, after my 4th statement I get an increase and continue to do so every four months.  I've been told the policy is 6 months for new accounts.....in my case, it was 4.  The increases have all been self initiated and never has my credit been pulled for a CLI.  Hope that helps.

Mega Contributor
Creditaddict
Posts: 18,604
Registered: ‎10-23-2007

Re: Citi cli

Pretty sure it's still 4 months even for new cardholders.  I had 2 friends that both got increases at 4 months with no credit pull.  It's usually instant online and you click accept to have the new CL implimented, some have reported about having to call in.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: Citi cli

we tried to get a CLI on the plain old platinum select card before the six months.......no dice.  JME.

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.
Member
cbreezy
Posts: 10
Registered: ‎01-04-2011

Re: Citi cli

[ Edited ]

Maybe this explains why there's a request CLI link when I sign in now.  It's been 4 months for me and I'm not sure if I should click it :smileyindifferent: since I don't want a hard pull.  Can anyone tell me how would I know if it's a soft pull before I click the button and how much is a normal request for an initial cli with Citi?  I have $4,000 credit line.

Frequent Contributor
Woolfman
Posts: 498
Registered: ‎01-29-2009

Re: Citi cli

I have not used my citi card since july . I am not sure when it happened but sometime between today and my last statement which was july's i got a 5k increase on the card.  It was 12.5k , now its 17.5k!      :smileyvery-happy:


Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Contributor
johnnie198x
Posts: 101
Registered: ‎04-28-2009

Re: Citi cli

Did anyone here try to call in after online CLI was denied? Any problem with doing so? Will it cost a HP if call in? Thanks.

 

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