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Citi cli

Established Contributor

Citi cli

Ant one know how long you have to wait for a Citi cli? I have the thank you card since late Aug. My DH has had simplicity since mid August. Is it a soft or hard pull?


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Current Score: 800
Goal Score: 850

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Message 1 of 15
14 REPLIES
Frequent Contributor

Re: Citi cli

New cardmembers must wait 6 months before asking for a CLI.  Company policy.

 

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 15
Established Contributor

Re: Citi cli

Thanks!


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


Take the FICO Fitness Challenge







Current Score: 800
Goal Score: 850

Take the FICO Fitness Challenge
Message 3 of 15
Senior Contributor

Re: Citi cli

Do you remember which CR Citi pulled?



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 4 of 15
Frequent Contributor

Re: Citi cli

Citi has always pulled Experien for me, here in Georgia.  I have 3 credit cards with Citi and like clockwork, after my 4th statement I get an increase and continue to do so every four months.  I've been told the policy is 6 months for new accounts.....in my case, it was 4.  The increases have all been self initiated and never has my credit been pulled for a CLI.  Hope that helps.

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 5 of 15
Epic Contributor

Re: Citi cli

Pretty sure it's still 4 months even for new cardholders.  I had 2 friends that both got increases at 4 months with no credit pull.  It's usually instant online and you click accept to have the new CL implimented, some have reported about having to call in.

Message 6 of 15
Senior Contributor

Re: Citi cli

we tried to get a CLI on the plain old platinum select card before the six months.......no dice.  JME.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 7 of 15
Member

Re: Citi cli

Maybe this explains why there's a request CLI link when I sign in now.  It's been 4 months for me and I'm not sure if I should click it Smiley Indifferent since I don't want a hard pull.  Can anyone tell me how would I know if it's a soft pull before I click the button and how much is a normal request for an initial cli with Citi?  I have $4,000 credit line.

Message 8 of 15
Established Contributor

Re: Citi cli

I have not used my citi card since july . I am not sure when it happened but sometime between today and my last statement which was july's i got a 5k increase on the card.  It was 12.5k , now its 17.5k!      Smiley Very Happy

Message 9 of 15
Contributor

Re: Citi cli

Did anyone here try to call in after online CLI was denied? Any problem with doing so? Will it cost a HP if call in? Thanks.

 

AmEx Blue Cash Everyday - $1,100 - need CLI or will close
BankAmerica Cash Rewards - $10,000
Chase Freedom - $10,000
Chase Sapphire Preferred - $5,000
Chase Ink Bold - $5,000
Citi Platinum Select - $2,600
Discover More - $4,000
Message 10 of 15