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Established Contributor
Posts: 607
Registered: ‎09-08-2011
0

Citi cli

Ant one know how long you have to wait for a Citi cli? I have the thank you card since late Aug. My DH has had simplicity since mid August. Is it a soft or hard pull?


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
0

Re: Citi cli

New cardmembers must wait 6 months before asking for a CLI.  Company policy.

 

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Established Contributor
Posts: 607
Registered: ‎09-08-2011
0

Re: Citi cli

Thanks!


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


Take the FICO Fitness Challenge







Current Score: 800
Goal Score: 850

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Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
0

Re: Citi cli

Do you remember which CR Citi pulled?

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

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Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
0

Re: Citi cli

Citi has always pulled Experien for me, here in Georgia.  I have 3 credit cards with Citi and like clockwork, after my 4th statement I get an increase and continue to do so every four months.  I've been told the policy is 6 months for new accounts.....in my case, it was 4.  The increases have all been self initiated and never has my credit been pulled for a CLI.  Hope that helps.

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Epic Contributor
Posts: 25,863
Registered: ‎10-23-2007
0

Re: Citi cli

Pretty sure it's still 4 months even for new cardholders.  I had 2 friends that both got increases at 4 months with no credit pull.  It's usually instant online and you click accept to have the new CL implimented, some have reported about having to call in.

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Citi cli

we tried to get a CLI on the plain old platinum select card before the six months.......no dice.  JME.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Member
Posts: 10
Registered: ‎01-04-2011
0

Re: Citi cli

[ Edited ]

Maybe this explains why there's a request CLI link when I sign in now.  It's been 4 months for me and I'm not sure if I should click it Smiley Indifferent since I don't want a hard pull.  Can anyone tell me how would I know if it's a soft pull before I click the button and how much is a normal request for an initial cli with Citi?  I have $4,000 credit line.

Frequent Contributor
Posts: 498
Registered: ‎01-29-2009
0

Re: Citi cli

I have not used my citi card since july . I am not sure when it happened but sometime between today and my last statement which was july's i got a 5k increase on the card.  It was 12.5k , now its 17.5k!      Smiley Very Happy


Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Contributor
Posts: 101
Registered: ‎04-28-2009
0

Re: Citi cli

Did anyone here try to call in after online CLI was denied? Any problem with doing so? Will it cost a HP if call in? Thanks.

 

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