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Citi converted my useless Diamond Preferred to Double Cash

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Anonymous
Not applicable

Citi converted my useless Diamond Preferred to Double Cash

I received a letter in the mail saying I can do the conversion with no credit check.  I jumped on that offer immediately as the Diamond preferred points is essentially useless.  I couldn't do it online for whatever reason, a simple phone call to Citi took care of that.  Now I have both the Double Cash and Prestige with those guys, I guess anything not getting bonus (i.e. insurance) will go through the double cash card.  I just wish I have a higher limit

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Citi converted my useless Diamond Preferred to Double Cash

Nice .... Congrats! I love my CITI DC Smiley Happy

Message 2 of 7
galahad15
Valued Contributor

Re: Citi converted my useless Diamond Preferred to Double Cash

Congrats on the amazing accomplishment there! 


Message 3 of 7
NRB525
Super Contributor

Re: Citi converted my useless Diamond Preferred to Double Cash

Congratulations!

What is your card limit, now DC?

 

FWIW my Diamond Preferred is working on another quarter with a 5% promotion, dining, movies, and live entertainment tickets, plus a 1.9% APR on purchases for 6 months. I was thinking of converting to DC, but they keep sending me nice 5% promotions, BT offers, and now low purchase APR, so I'm like, what's the point of changing? Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 7
OmarGB9
Community Leader
Super Contributor

Re: Citi converted my useless Diamond Preferred to Double Cash

Grats! How long have you had it?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 7
Anonymous
Not applicable

Re: Citi converted my useless Diamond Preferred to Double Cash

Congrats on converting to a useful card! Did the same thing.
Message 6 of 7
Anonymous
Not applicable

Re: Citi converted my useless Diamond Preferred to Double Cash

I opened the card in 2013, have like a $4400 limit on it, i never really used it as the points suck and I have like 10 other cards I can use.  I will be putting all my insurance payments on this card as I clear the balance out and I want to maximize what I can get.  

Message 7 of 7
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