just curious, why is citi so hard to get??? what are their requirements??
i hardly see any citi credit card approvals.....
Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
I got in right before my score increased to a 670....658....maybe they saw a 670 because it increase like a day later to that....AAdvabtage AMEX...love it. Tied to my bank sect for easy payment transfer and I got my miles as soon as the statement cut on last Friday
@Sparkz1920 wrote:
I got in right before my score increased to a 670....658....maybe they saw a 670 because it increase like a day later to that....AAdvabtage AMEX...love it. Tied to my bank sect for easy payment transfer and I got my miles as soon as the statement cut on last Friday
how many inquiries prior??? any baddies??
I have CITI AAdvantage Amex as well, and I love it! I have Sears and Home Depot as well, which are citi cards.
I think it's mostly because the systematic decisions are enforced 99.99% of the time. You can't call Citi and talk your way from a decline into a $15,000 approval or recon that $500 limit into $5,000, etc. However the system decisions your application, that is upheld and very rarely overturned.
Lots of inquiries and 2 paid COs....
I was very surprised. I do have a secured card that just unsecured last year. Still a 200.00 limit though. Also have 3 Citi backed gas cards
I was very surprised. I do have a secured card that just unsecured last year. Still a 200.00 limit though. Also have 3 Citi backed gas cards
Spark : how old your collection ????? What limit did they gave u ?????
Starting Score: 560
3500....one collection from 07 and one from 2010 paid
Nice limit.....do you have any other cards before you apps for City ???