Citi credit cards...

[Sparkz1920]

Yes, 3 cap ones, FP, Credit One, and lots of store cards, GE backed


Oh yeah, NFCU 5k limit

[nicholasyud]

Great thnks

[youngandcreditwrthy]

Congrats! maaaannn, I want that Diamond Preferred card; she's a beautyyyyy!

[Dustink]

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@youngandcreditwrthy wrote:

Congrats! maaaannn, I want that Diamond Preferred card; she's a beautyyyyy!

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You obsessing over the looks of a card again?

[dimitrip]

This thread inspired me to fall of the wagon and apply for the city aa amex, approved for 3500 instant. I am a credit junky, I am really supposed to be in the garden at this point FICO is 681 and freedom card is my highest limit at 3k and citi forward 6 months old at 2.5k

[WhiteCollar]

Congrats on the approval!!

[Epcot]

Congrats dimitrip, that's great!

[youngandcreditwrthy]

lol yes :-P I need to get to 720 though! LOl Congrats on the aa Amex!!!! City is spelled Citi btw ;-)

[Bay_Area_Joe]

I find with Citi that you need all informaiton perfect on credit application and matching your Credit Report.

When I got mine earlier this year I had to time the statement cuts, balances reported, low utilization all perfectly.

Citi hates to issue new accounts to those who got other new accounts within 6 months.

Citi also hates inquiries that are within 12 months.

Citi in my experience use Experian too.

I got my Diamond Prefered 3/2012, with 10.3k credit line, but it took a lot of planning and work to time it all exactly.

I even pulled and paid for all three reports the day I applied.   Think perfection in the process.

I am very happy to have mine, and lucky.

Without this forum I would not have learned so much of the how to's....

[nicholasyud]

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@Bay_Area_Joe wrote:

I find with Citi that you need all informaiton perfect on credit application and matching your Credit Report.

When I got mine earlier this year I had to time the statement cuts, balances reported, low utilization all perfectly.

Citi hates to issue new accounts to those who got other new accounts within 6 months.

Citi also hates inquiries that are within 12 months.

Citi in my experience use Experian too.

I got my Diamond Prefered 3/2012, with 10.3k credit line, but it took a lot of planning and work to time it all exactly.

I even pulled and paid for all three reports the day I applied.   Think perfection in the process.

I am very happy to have mine, and lucky.

Without this forum I would not have learned so much of the how to's....

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i might contact you for my next apps spree lol