cancel
Showing results for 
Search instead for 
Did you mean: 

Citi didn't report last month's balance to Equifax

tag
Poppa
Established Contributor

Citi didn't report last month's balance to Equifax

Citi last reported in May. June never reported to Equifax. Has this happened to anyone else?

They reported the updated balance for the other two bureaus but not Equifax.

 

Edit: It has updated now. Last week's CCT showed May's balance still but now it's showing June's so all is well again. 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 1 of 7
6 REPLIES 6
Discover2016
Valued Contributor

Re: Citi didn't report last month's balance to Equifax

I have noticed Citi can be erratic with reporting, for example, my Double Cash is used monthly but the latest reporting month on my credit reports is May. Last Fall my Prestige lagged even more than that.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 2 of 7
AverageJoesCredit
Legendary Contributor

Re: Citi didn't report last month's balance to Equifax

Most if the time my creditors take forever to update my Equifax, especially Citi. I take it with a grain of salt. Pepper anyoneSmiley Wink
Message 3 of 7
Anonymous
Not applicable

Re: Citi didn't report last month's balance to Equifax


@AverageJoesCredit wrote:
Most if the time my creditors take forever to update my Equifax, especially Citi. I take it with a grain of salt. Pepper anyoneSmiley Wink

 OP, I have the same problem with Double Cash and with Equifax so there seems to be a common issue here. 

 

As usual, AJ, you made me smile. Smiley Happy

Message 4 of 7
Poppa
Established Contributor

Re: Citi didn't report last month's balance to Equifax

Ok good to know for the next time I consider not paying down my balance before statement cuts.

I'm considering taking the HP when I'm up for a CLI in September. Get that limit to 10k and I won't have this issue. 

Thanks for the replies. Knowing you're not the only one getting screwed always seems to make you feel better.

 

Edit: My Citi DC UTI is usually 50% before I pay it down.

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 5 of 7
Imperfectfuture
Super Contributor

Re: Citi didn't report last month's balance to Equifax

Equifax only updates once a month. Us former and current rebuilders know of this. Smiley Wink
Signature needs updating
Message 6 of 7
Poppa
Established Contributor

Re: Citi didn't report last month's balance to Equifax

you might not have read my post

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.