Citi hard pull !! damn

swpopham · ‎06-02-2012

I thought I would be clever and hit the luv button on citi cards website and bam.... hp and declined the cli due to not being eligable!! SOB !!! lol figured id share

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

Anarchy · ‎01-30-2011

When was the last time you received an increase from them?

..and did you know your scores prior to hitting the button?

pdog661 · ‎03-31-2012

For me Citi has always been a hard pull..... I never noticed, and have 6 HPs on my report for CLIs. Live and learn!

Starting Score: 636
Current Score: 782
Goal Score: 800

Take the FICO Fitness Challenge

Accidentally HP on 1/15/2013 :-(

snowkitty · ‎09-10-2012

Wow....good to know.....I have a gas card with them and wanted a cli soon but I don't want a hp

swpopham · ‎06-02-2012

I just got the card and paid my first statement of 2500 in full. and my scores should be right around 700 give or take anyday of the week

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

Happychap · ‎10-25-2011

I have never been lucky with a SP, they always HP me and then decline me

FloridaState12 · ‎08-24-2011

Are you sure they did a HP? I requested one when my account wasn't eligible and they said they pulled EQ but never did. The letter I got stated that I was denied because my account wasn't eligible; it did not cite my credit report. I never got an alert from my monitoring service, and I pulled my monthly 3 in 1 credit report and there was no inquiry.

You may have escaped a HP. YMMV, of course.

swpopham · ‎06-02-2012

yea im sure, ive gotten the alert from amex, usaa, equifax, my fico, mpm and credit seseme.... and took at 18 point hit on credit karma!

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

chnceit · ‎08-17-2008

swpopham wrote:
I thought I would be clever and hit the luv button on citi cards website and bam.... hp and declined the cli due to not being eligable!! SOB !!! lol figured id share

WOW a true YMMV moment

$100K in Credit
Last App: 01/09/13

BearsAndTurtlesRtheBest · ‎10-02-2012

Hmm thats funny We have Sears MC which is issued by Citi and everytime we request CLI its a SP......

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!

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Citi hard pull !! damn

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