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Contributor
rudy0720
Posts: 124
Registered: ‎08-10-2012

Re: Citi hard pull !! damn

Citi is always a hard pull if customer requests CLI. You can ask every 6 months but it will always be a hard pull if you do

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Discover IT-$ 7K, Capital One-$5K, Capital One-$4K, Lowes-$10K, Chase Sapphire Preferred- $ 5K

Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Citi hard pull !! damn

Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Regular Contributor
ramblin_wreck08
Posts: 172
Registered: ‎08-09-2012

Re: Citi hard pull !! damn

Agreed. I asked for a CLI on two separate cards about 4 months ago. I was approved for both and neither of them was a HP.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Regular Contributor
stone
Posts: 236
Registered: ‎11-15-2011

Re: Citi hard pull !! damn

I requested 4 CLIs for my citi dividened, forward and thankyou in the past 1.5 year. Only the first CLI is HP, all the other three is SP.

Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,172
Registered: ‎10-02-2012

Re: Citi hard pull !! damn

@rudy0720 I can see your a CITI addict hahha looking at your Signature :smileytongue:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. The cards listed are the ones I'm currently as an AU. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Macys Platinum CC (AU) $1,800- Chevron VISA (AU) $2,250- Nordstrom CC (AU) $1,000- Sears Platinum MasterCard (AU) $1,500-
Wells Fargo Platinum VISA (AU) $1,000
Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Citi hard pull !! damn


jsickz32 wrote:
Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".

i laughed a little at this 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

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