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Citi hard pull !! damn

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rudy0720
Regular Contributor

Re: Citi hard pull !! damn

Citi is always a hard pull if customer requests CLI. You can ask every 6 months but it will always be a hard pull if you do

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 11 of 16
jsickz32
Valued Contributor

Re: Citi hard pull !! damn

Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 12 of 16
ramblin_wreck08
Regular Contributor

Re: Citi hard pull !! damn

Agreed. I asked for a CLI on two separate cards about 4 months ago. I was approved for both and neither of them was a HP.
Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k
Message 13 of 16
stone
Regular Contributor

Re: Citi hard pull !! damn

I requested 4 CLIs for my citi dividened, forward and thankyou in the past 1.5 year. Only the first CLI is HP, all the other three is SP.

Message 14 of 16
BearsAndTurtlesRtheBest
Senior Contributor

Re: Citi hard pull !! damn

@rudy0720 I can see your a CITI addict hahha looking at your Signature Smiley Tongue

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 15 of 16
creditnocash
Valued Contributor

Re: Citi hard pull !! damn


@jsickz32 wrote:
Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".

i laughed a little at this 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
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Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 16 of 16
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